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Flood claims rankings

Where flood insurance claims pile up across Florida, Louisiana and Texas: every covered county and the 100 ZIP codes with the most claims since 1978. Click any column to re-rank.

All 348 counties and parishes

Harris CountyTX170,854$8.76B55%2017
Jefferson ParishLA135,664$3.59B29%2005
Orleans ParishLA127,255$7.30B25%2005
Miami-Dade CountyFL62,029$855.8M9%1999
Galveston CountyTX60,620$2.47B31%2008
Pinellas CountyFL51,779$3.76B5%2024
Lee CountyFL48,496$3.96B4%2022
St. Tammany ParishLA38,420$1.78B28%2005
Broward CountyFL35,049$457.9M11%1999
Monroe CountyFL27,430$714.0M2%2005
St. Bernard ParishLA23,919$2.25B45%2005
Jefferson CountyTX22,715$1.19B77%2017
East Baton Rouge ParishLA22,575$1.31B21%2016
Brazoria CountyTX21,436$631.8M46%2017
Hillsborough CountyFL18,556$1.18B13%2024
Escambia CountyFL16,499$731.9M23%2004
Collier CountyFL14,773$1.13B7%2022
Livingston ParishLA14,639$835.2M11%2016
Pasco CountyFL14,544$692.7M7%2024
Sarasota CountyFL14,415$856.6M12%2024
Terrebonne ParishLA13,501$326.6M17%2005
Montgomery CountyTX13,035$633.8M54%2017
Orange CountyTX12,876$1.04B66%2017
Volusia CountyFL12,577$582.1M37%2022
Charlotte CountyFL11,697$475.5M4%2024
Manatee CountyFL11,389$650.6M7%2024
Palm Beach CountyFL10,758$72.3M50%2004
Santa Rosa CountyFL10,439$527.5M23%2004
Calcasieu ParishLA10,386$324.0M42%2020
Bay CountyFL9,005$337.5M54%1995
St. John the Baptist ParishLA8,979$655.3M34%2021
Nueces CountyTX8,673$186.7M43%2017
Okaloosa CountyFL8,226$283.1M43%1995
St. Johns CountyFL7,639$252.4M16%2016
St. Charles ParishLA7,568$161.4M26%1995
Fort Bend CountyTX7,389$450.9M72%2017
Citrus CountyFL7,076$384.9M1%2024
Cameron CountyTX7,061$184.7M74%2008
Ouachita ParishLA6,984$162.9M24%2016
Ascension ParishLA6,783$353.6M19%2016
Lafayette ParishLA6,579$266.7M40%2016
Lafourche ParishLA6,203$104.0M21%1985
Plaquemines ParishLA6,086$381.8M28%2005
Duval CountyFL6,064$214.7M51%2017
Brevard CountyFL5,690$69.1M61%2008
Vermilion ParishLA4,799$187.1M14%2005
Travis CountyTX4,418$114.9M30%2013
Hidalgo CountyTX4,405$117.9M77%2020
Tangipahoa ParishLA4,296$177.6M35%2016
Rapides ParishLA4,231$68.3M27%2008
Aransas CountyTX4,128$64.3M48%2017
St. Lucie CountyFL3,988$84.7M25%2004
Tarrant CountyTX3,569$61.6M44%1989
Cameron ParishLA3,470$210.0M5%2005
Dallas CountyTX3,457$69.5M39%1991
Indian River CountyFL3,349$67.0M40%2004
Liberty CountyTX3,306$109.2M55%2017
Hernando CountyFL3,245$138.4M7%2024
Walton CountyFL3,174$68.5M59%1995
Iberia ParishLA2,891$88.9M33%2005
Franklin CountyFL2,866$46.6M2%2018
Martin CountyFL2,631$40.0M40%2004
St. Mary ParishLA2,532$37.3M31%2008
Guadalupe CountyTX2,456$109.5M29%1998
Caddo ParishLA2,438$42.0M21%1991
Hardin CountyTX2,405$191.1M65%2017
Bexar CountyTX2,309$33.8M56%1998
Orange CountyFL2,271$73.1M43%2022
Flagler CountyFL2,153$78.4M33%2017
Matagorda CountyTX2,137$24.8M34%2017
Chambers CountyTX2,096$129.5M78%2017
San Patricio CountyTX1,981$19.8M53%2017
Pointe Coupee ParishLA1,896$26.0M14%2016
Clay CountyFL1,744$76.3M30%2017
Gulf CountyFL1,717$94.7M26%2018
Polk CountyFL1,671$45.8M38%2004
Avoyelles ParishLA1,652$18.1M19%1979
Catahoula ParishLA1,627$14.7M5%1991
Seminole CountyFL1,562$54.0M41%2022
Wakulla CountyFL1,554$34.4M2%2005
Hays CountyTX1,489$71.7M30%2015
Acadia ParishLA1,481$37.0M33%2016
St. Martin ParishLA1,466$28.2M34%2016
Levy CountyFL1,316$55.3M2%2024
Wichita CountyTX1,295$19.9M29%1982
Comal CountyTX1,223$60.8M53%2002
Concordia ParishLA1,211$11.7M25%1983
Wharton CountyTX1,166$52.0M21%2017
Bossier ParishLA1,107$26.1M18%2016
Osceola CountyFL1,032$25.0M28%2022
Leon CountyFL1,015$11.9M39%1994
St. Landry ParishLA976$22.2M41%2016
Taylor CountyTX936$15.6M13%2002
Dixie CountyFL916$21.4M3%1996
Assumption ParishLA883$5.1M21%1980
Waller CountyTX878$44.0M53%2017
Nassau CountyFL845$12.7M48%2017
Calhoun CountyTX831$8.0M47%2017
El Paso CountyTX780$6.3M27%2006
Victoria CountyTX744$11.3M55%2017
Grayson CountyTX743$18.3M31%1986
Williamson CountyTX741$22.3M37%2010
Taylor CountyFL693$37.4M4%2024
Llano CountyTX693$20.0M15%2018
Washington ParishLA674$15.6M30%2016
Burnet CountyTX626$24.8M16%2018
Putnam CountyFL621$10.7M13%2017
Iberville ParishLA618$13.8M38%2021
Brazos CountyTX569$7.6M62%2016
Denton CountyTX563$10.5M55%2007
Newton CountyTX552$28.0M27%2017
Natchitoches ParishLA541$9.9M24%2016
Brown CountyTX533$9.6M43%2002
Willacy CountyTX522$5.0M40%1980
Beauregard ParishLA516$8.8M26%1989
Bell CountyTX499$14.4M63%2010
San Jacinto CountyTX491$10.2M23%1994
Caldwell ParishLA490$5.3M8%1991
Richland ParishLA473$11.1M52%2016
Lake CountyFL470$7.3M30%2017
DeSoto CountyFL453$17.1M14%2022
Allen ParishLA442$9.5M34%2020
Grant ParishLA438$5.3M16%2016
McLennan CountyTX393$6.7M45%2007
Walker CountyTX392$15.6M37%2024
Potter CountyTX387$5.4M43%1988
Union ParishLA380$9.0M19%2016
Kerr CountyTX373$21.7M33%2025
West Feliciana ParishLA370$4.3M39%1990
Cooke CountyTX370$10.5M26%2007
Suwannee CountyFL364$8.4M27%2012
Collin CountyTX357$5.3M62%2015
Polk CountyTX346$10.1M44%2024
Lubbock CountyTX346$2.7M21%1999
St. James ParishLA342$7.5M76%2014
Columbia CountyFL338$7.5M27%2012
Vernon ParishLA338$9.4M29%2016
Johnson CountyTX333$4.9M46%2015
Bastrop CountyTX331$9.9M53%2015
Angelina CountyTX328$5.4M42%2004
Randall CountyTX328$3.3M58%1988
Austin CountyTX327$14.3M35%2016
Franklin ParishLA320$5.4M33%2008
Jefferson Davis ParishLA313$6.2M29%2016
Smith CountyTX311$4.7M48%1989
Alachua CountyFL309$8.8M45%2017
Okeechobee CountyFL295$1.9M26%2004
Limestone CountyTX291$4.8M29%1991
Evangeline ParishLA286$6.4M41%2016
West Baton Rouge ParishLA285$7.4M83%1980
Kleberg CountyTX279$2.2M91%1980
Parker CountyTX278$4.5M18%1991
LaSalle ParishLA271$3.4M10%1991
Webb CountyTX269$6.8M34%2007
Harrison CountyTX260$5.7M35%2016
Kendall CountyTX253$4.5M29%2002
Marion CountyFL250$6.0M49%2017
Madison ParishLA250$2.7M24%2013
Bowie CountyTX242$5.2M39%2015
Nacogdoches CountyTX241$4.1M43%1979
Morehouse ParishLA239$6.9M54%2016
Gregg CountyTX239$4.0M53%1991
Jackson CountyTX232$3.4M33%1994
Jasper CountyTX228$7.5M67%2017
DeWitt CountyTX227$5.9M23%1998
Webster ParishLA223$7.2M33%2016
Gonzales CountyTX219$6.4M22%1998
Bandera CountyTX218$5.9M46%2002
Gilchrist CountyFL212$2.2M10%1998
Lafayette CountyFL207$2.5M5%1998
Tom Green CountyTX206$6.5M41%2025
Highlands CountyFL202$2.6M43%2017
Ector CountyTX187$2.5M15%2007
Jim Wells CountyTX187$1.6M50%2015
Tyler CountyTX187$3.9M40%1992
Brooks CountyTX185$1.2M2%1982
Washington CountyFL184$4.6M17%1994
Bradford CountyFL184$4.2M28%2017
Caldwell CountyTX180$7.4M28%2015
Hood CountyTX179$3.6M53%2016
Haskell CountyTX176$2.3M39%2018
Eastland CountyTX171$5.1M30%2016
Holmes CountyFL165$2.8M15%1998
Val Verde CountyTX163$3.6M62%1998
Maverick CountyTX162$5.6M40%2013
Tensas ParishLA161$2.9M20%2011
Ellis CountyTX159$6.0M72%2018
Medina CountyTX148$3.7M46%2002
Midland CountyTX145$1.6M32%2010
Calhoun CountyFL142$2.1M20%1998
Winn ParishLA140$2.4M9%1991
Trinity CountyTX140$2.5M17%1991
Lamar CountyTX139$2.6M27%2016
Fayette CountyTX133$8.4M35%2017
Hendry CountyFL132$742K25%2005
Uvalde CountyTX130$6.7M15%2002
Hardee CountyFL129$6.1M45%2022
Sumter CountyFL123$1.5M47%2024
Refugio CountyTX122$2.0M59%2017
Jones CountyTX119$4.0M37%2007
Hamilton CountyFL116$1.6M7%1984
East Carroll ParishLA116$2.0M51%2011
Lavaca CountyTX115$1.5M31%1981
East Feliciana ParishLA110$3.2M21%2016
Navarro CountyTX108$2.6M29%2015
Palo Pinto CountyTX97$1.4M47%2016
Baker CountyFL95$2.9M23%2012
Wise CountyTX94$2.5M29%2015
Henderson CountyTX90$3.4M81%2015
Bee CountyTX90$1.3M49%2001
Grimes CountyTX89$1.4M42%2016
Madison CountyFL84$1.5M9%2009
Young CountyTX84$498K21%1990
Starr CountyTX84$2.0M56%2008
Colorado CountyTX83$4.4M45%2017
Montague CountyTX77$1.5M36%2015
Kaufman CountyTX77$2.1M60%2024
Jackson CountyFL72$877K41%2018
Coryell CountyTX72$1.1M79%2007
Washington CountyTX71$1.7M71%2016
Wilson CountyTX71$2.0M48%1998
Claiborne ParishLA68$1.8M35%2016
Stephens CountyTX68$896K12%1996
Cherokee CountyTX66$625K40%2016
St. Helena ParishLA65$2.6M33%2016
West Carroll ParishLA63$1.8M51%2016
Hunt CountyTX63$1.6M60%2015
Burleson CountyTX63$1.5M25%1994
Rusk CountyTX62$383K44%1989
Rockwall CountyTX61$1.5M55%2018
Real CountyTX60$684K24%1998
Fannin CountyTX60$1.7M22%2018
Glades CountyFL56$394K18%2008
Lincoln ParishLA56$594K24%1989
Live Oak CountyTX56$928K35%2002
Nolan CountyTX56$1.1M14%2018
Robertson CountyTX53$1.5M17%2004
Clay CountyTX48$1.7M30%1990
Zavala CountyTX47$776K20%2007
Marion CountyTX46$690K67%2001
Lampasas CountyTX43$755K51%2025
Bosque CountyTX43$1.5M49%1991
Blanco CountyTX43$2.5M63%2015
Gadsden CountyFL41$328K61%1994
Bienville ParishLA41$486K8%1991
Sabine ParishLA40$698K15%2016
Van Zandt CountyTX40$1.6M45%2015
De Soto ParishLA39$827K11%2016
Menard CountyTX38$290K19%1980
Hopkins CountyTX36$304K47%2000
Atascosa CountyTX36$516K62%2002
Somervell CountyTX34$633K23%2007
Union CountyFL31$500K27%1998
Howard CountyTX31$480K46%1986
Hill CountyTX31$463K43%1991
Cass CountyTX30$773K68%2009
Sutton CountyTX30$894K20%2018
San Saba CountyTX28$1.3M18%2025
Houston CountyTX28$383K88%1993
Madison CountyTX26$452K46%2018
Lee CountyTX25$648K63%2017
Archer CountyTX24$889K65%2015
Shackelford CountyTX23$114K5%2002
Erath CountyTX21$670K71%2015
Jackson ParishLA20$101K44%1983
Anderson CountyTX19$293K47%2016
La Salle CountyTX19$114K9%2004
Gillespie CountyTX19$738K56%2026
Jefferson CountyFL18$88K12%1985
Kimble CountyTX18$389K33%1981
Duval CountyTX17$299K60%2002
Freestone CountyTX17$587K81%2019
Red River ParishLA16$382K31%1990
Goliad CountyTX16$424K33%1998
Karnes CountyTX15$105K54%1981
Milam CountyTX15$200K20%2015
Hockley CountyTX15$132K29%2015
Yoakum CountyTX14$73K0%2004
Coleman CountyTX13$139K0%2002
Hale CountyTX13$34K10%1985
Franklin CountyTX13$326K0%2015
Terry CountyTX13$84K30%2005
Brewster CountyTX12$52K20%1999
Comanche CountyTX12$73K18%1988
Dimmit CountyTX11$476K44%2013
Wood CountyTX11$155K33%2016
Jim Hogg CountyTX11$37K0%2007
Gaines CountyTX10$58K0%2015
Wilbarger CountyTX10$187K0%1995
Dawson CountyTX10$143K10%1994
Deaf Smith CountyTX10$33K43%1990
Liberty CountyFL9$132K33%1994
Falls CountyTX9$178K13%1991
Upshur CountyTX8$181K71%2025
Rains CountyTX8$255K14%2008
Leon CountyTX8$130K13%2021
Fisher CountyTX8$67K40%1980
Zapata CountyTX7$98K71%2002
Kinney CountyTX7$159K71%2014
Donley CountyTX7$7K0%1997
Panola CountyTX7$67K100%1989
Frio CountyTX6$57K50%2002
Mitchell CountyTX6$53K0%1992
Titus CountyTX6$249K67%2017
San Augustine CountyTX6$82K50%2016
Lipscomb CountyTX6$238K50%2007
Callahan CountyTX6$46K50%1983
Runnels CountyTX6$140K33%2014
Scurry CountyTX6$14K0%1980
Jack CountyTX6$284K80%2016
Shelby CountyTX6$99K0%1978
Sabine CountyTX5$26K100%1979
Morris CountyTX5$27K100%2016
Mason CountyTX5$119K67%2018
Collingsworth CountyTX4$17K0%1993
Camp CountyTX3$7K0%1978
Throckmorton CountyTX3$159K33%2017
Dallam CountyTX3$88433%2016
Crockett CountyTX3$27K33%2026
Gray CountyTX3$5K33%1979
Baylor CountyTX3$23K0%1982
Terrell CountyTX3$5K—1978
Carson CountyTX3$36K33%2000
Presidio CountyTX3$24K0%2008
McMullen CountyTX2$6420%2002
Reeves CountyTX2$1K0%2011
Hall CountyTX2$3K100%2007
Hamilton CountyTX2$6K100%2012
Irion CountyTX2$13K100%2021
Hutchinson CountyTX2$15K100%2015
Crosby CountyTX1$33K100%2017
Martin CountyTX1$390—1980
Wheeler CountyTX1$30K0%2015
Garza CountyTX1$12K0%2002
Schleicher CountyTX1$0100%2000
Kenedy CountyTX1$59K100%2020
Swisher CountyTX1$9K100%2017
Lynn CountyTX1$22K100%2022
Childress CountyTX1$8K—1989
Hartley CountyTX1$4K100%1995
Lamb CountyTX1$0100%2013
Concho CountyTX1$26K—2013
Culberson CountyTX1$63K100%2020
Stonewall CountyTX1$6K0%1992
Hudspeth CountyTX1$245K0%2007
Delta CountyTX1$3K0%2002
McCulloch CountyTX1$19K100%2025
Hansford CountyTX1$966100%1999

Top 100 ZIP codes by flood claims

A ZIP code that crosses a county line appears once for each county, with only that county’s claims. High counts partly reflect how many insured buildings a ZIP has, not just how often it floods.

170072Jefferson Parish, LA17,524$260.9M48
270065Jefferson Parish, LA16,052$584.0M49
370122Orleans Parish, LA15,529$1.07B49
470003Jefferson Parish, LA15,491$425.8M47
570458St. Tammany Parish, LA13,729$851.5M49
670126Orleans Parish, LA13,147$928.1M49
770043St. Bernard Parish, LA12,001$1.17B47
870058Jefferson Parish, LA11,584$122.1M47
970119Orleans Parish, LA11,380$631.5M46
1070124Orleans Parish, LA11,075$1.33B47
1170001Jefferson Parish, LA10,805$313.8M46
1270125Orleans Parish, LA10,766$475.0M42
1370117Orleans Parish, LA10,146$429.5M46
1470118Orleans Parish, LA9,997$332.4M47
1570056Jefferson Parish, LA9,865$113.5M46
1670115Orleans Parish, LA8,825$197.8M43
1733908Lee County, FL8,399$886.2M44
1877539Galveston County, TX8,373$455.8M48
1970068St. John the Baptist Parish, LA8,267$629.1M45
2033040Monroe County, FL8,240$274.0M44
2177550Galveston County, TX8,116$319.4M42
2270005Jefferson Parish, LA7,964$350.2M47
2370123Jefferson Parish, LA7,838$149.9M47
2470127Orleans Parish, LA7,786$664.0M47
2533703Pinellas County, FL7,742$564.5M46
2633931Lee County, FL7,644$709.9M43
2733708Pinellas County, FL7,626$536.7M47
2833706Pinellas County, FL7,274$639.5M46
2933957Lee County, FL7,052$694.1M38
3070128Orleans Parish, LA7,016$710.9M48
3177554Galveston County, TX6,962$144.1M36
3270006Jefferson Parish, LA6,827$469.1M46
3370726Livingston Parish, LA6,811$504.4M47
3477089Harris County, TX6,742$249.9M47
3577551Galveston County, TX6,502$358.3M43
3677096Harris County, TX6,482$694.7M48
3732561Escambia County, FL6,419$247.4M39
3870131Orleans Parish, LA6,370$35.3M48
3970461St. Tammany Parish, LA6,325$414.8M45
4070002Jefferson Parish, LA5,734$400.9M44
4170460St. Tammany Parish, LA5,696$241.5M46
4232507Escambia County, FL5,663$296.3M42
4370094Jefferson Parish, LA5,476$33.3M48
4433050Monroe County, FL5,281$155.9M34
4533042Monroe County, FL5,019$74.1M24
4677571Harris County, TX4,797$170.4M45
4777586Harris County, TX4,783$160.9M48
4834667Pasco County, FL4,689$220.6M42
4977088Harris County, TX4,660$174.9M46
5070032St. Bernard Parish, LA4,557$335.4M41
5170053Jefferson Parish, LA4,506$33.6M45
5234242Sarasota County, FL4,460$347.8M44
5377573Galveston County, TX4,378$198.2M47
5477642Jefferson County, TX4,366$322.4M45
5570358Jefferson Parish, LA4,244$73.1M47
5677037Harris County, TX4,197$149.8M43
5777546Galveston County, TX4,160$259.3M45
5877040Harris County, TX4,157$160.9M43
5977563Galveston County, TX4,023$92.8M41
6070062Jefferson Parish, LA3,906$73.1M45
6177541Brazoria County, TX3,839$52.0M45
6233177Miami-Dade County, FL3,778$55.8M42
6334652Pasco County, FL3,749$283.2M42
6470114Orleans Parish, LA3,732$21.8M44
6570129Orleans Parish, LA3,721$241.8M42
6677630Orange County, TX3,721$279.3M45
6733914Lee County, FL3,663$240.8M38
6878382Aransas County, TX3,632$59.0M45
6970344Terrebonne Parish, LA3,630$100.0M44
7077662Orange County, TX3,587$235.7M45
7177034Harris County, TX3,524$117.8M41
7233702Pinellas County, FL3,490$260.1M45
7377511Brazoria County, TX3,475$99.2M44
7478373Nueces County, TX3,474$144.3M37
7533186Miami-Dade County, FL3,451$22.1M43
7677650Galveston County, TX3,436$295.6M33
7732563Santa Rosa County, FL3,408$238.0M35
7832566Santa Rosa County, FL3,398$126.7M31
7977079Harris County, TX3,382$430.1M47
8032080St. Johns County, FL3,376$135.9M42
8177611Orange County, TX3,345$320.2M40
8277401Harris County, TX3,302$255.2M41
8332541Okaloosa County, FL3,253$92.4M37
8470047St. Charles Parish, LA3,214$77.8M43
8533950Charlotte County, FL3,199$141.1M39
8677705Jefferson County, TX3,193$211.0M41
8734217Manatee County, FL3,182$226.0M40
8834102Collier County, FL3,181$340.4M42
8977339Harris County, TX3,149$323.8M44
9077024Harris County, TX3,142$201.8M48
9177581Brazoria County, TX3,141$119.0M44
9277565Galveston County, TX3,099$87.4M43
9370363Terrebonne Parish, LA3,091$76.3M41
9477025Harris County, TX3,058$260.9M44
9577084Harris County, TX3,058$272.4M42
9670121Jefferson Parish, LA3,048$35.2M41
9734429Citrus County, FL3,020$202.4M31
9870448St. Tammany Parish, LA3,001$63.5M42
9977093Harris County, TX2,977$78.5M45
10077074Harris County, TX2,825$176.7M45

Where “low-risk” zones flood most

Counties with at least 500 claims, ranked by the share of claims from buildings rated in moderate- or low-risk zones (B, C, X). These are places where a low-risk flood map label has often not meant no flooding. See flood zones explained.

CountyClaims outside high-riskShare
Chambers County, TX1,51278%
Hidalgo County, TX3,12877%
Jefferson County, TX17,21377%
Cameron County, TX4,75274%
Fort Bend County, TX5,18172%
Orange County, TX8,08866%
Hardin County, TX1,54365%
Brazos County, TX34562%
Brevard County, FL3,45761%
Walton County, FL1,86559%
Bexar County, TX1,17856%
Victoria County, TX39155%
Denton County, TX29055%
Harris County, TX91,76455%
Liberty County, TX1,61255%

Source: FEMA OpenFEMA NFIP Redacted Claims. Counts cover insured buildings only and are not adjusted for how many buildings each place has. Reference only.