ZipFactbookHome › Flood claims
Flood insurance claims history
Has this area flooded before? Look up every National Flood Insurance Program claim FEMA has on record for a county and its ZIP codes — how many, how much was paid, which storms caused them, and how many came from outside the high-risk flood map.
NFIP claims
1,328,565
in covered states
Total paid
$57.81B
nominal dollars
Counties covered
348
across 3 states
Data as of
2026-09-07
FEMA monthly release
See the county and ZIP rankings → · What do flood zones mean? →
Browse by state
Florida flood claims →
67 counties · 448,618 claims · $19.37B paid · 15% outside high-risk zones
Louisiana flood claims →
64 parishes · 485,743 claims · $21.02B paid · 27% outside high-risk zones
Texas flood claims →
217 counties · 394,204 claims · $17.42B paid · 51% outside high-risk zones
Counties with the most flood claims
Miami-Dade County, FL (62,029)Pinellas County, FL (51,779)Lee County, FL (48,496)Broward County, FL (35,049)Monroe County, FL (27,430)Hillsborough County, FL (18,556)Escambia County, FL (16,499)Collier County, FL (14,773)Pasco County, FL (14,544)Sarasota County, FL (14,415)Jefferson Parish, LA (135,664)Orleans Parish, LA (127,255)St. Tammany Parish, LA (38,420)St. Bernard Parish, LA (23,919)East Baton Rouge Parish, LA (22,575)Livingston Parish, LA (14,639)Terrebonne Parish, LA (13,501)Calcasieu Parish, LA (10,386)St. John the Baptist Parish, LA (8,979)St. Charles Parish, LA (7,568)Harris County, TX (170,854)Galveston County, TX (60,620)Jefferson County, TX (22,715)Brazoria County, TX (21,436)Montgomery County, TX (13,035)Orange County, TX (12,876)Nueces County, TX (8,673)Fort Bend County, TX (7,389)Cameron County, TX (7,061)Travis County, TX (4,418)
Why look at flood claims?
- Buying or renting a home. A flood map tells you modelled risk; claims tell you where water actually got into insured buildings.
- Deciding on flood insurance. A large share of claims come from moderate- and low-risk zones, where coverage is not mandatory.
- Understanding local history. See which storms hit your county hardest and whether losses are rare events or a regular pattern.
Source: FEMA OpenFEMA NFIP Redacted Claims. Counts cover insured properties only, and FEMA redacts addresses — figures are for areas, never for a specific property. Reference only.