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Crawford County, MO flood insurance claims history
125 claims under the National Flood Insurance Program on file for flood losses in Crawford County since 1979, with $6.1M paid. The worst year was 2017 with 22 claims. Crawford County ranks #45 of 107 in Missouri by claim count.
What the Crawford County record shows
- 37% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
- 18% of all claims trace to one event, Late spring severe storms (2017), which paid $1.8M here.
- Per claim, the costliest named event was Early winter storms (2015), averaging $126K across 14 claims.
- The average paid claim is $55K, above the Missouri average of $23K (nominal dollars).
- ZIP codes 65565, 65535 and 65441 hold 90% of claims, out of 7 ZIP codes with any.
- March through May accounts for 52% of losses.
- Franklin County has the most claims among its neighbors (1,097, against 125 here).
NFIP claims
125
1979–2026
Total paid
$6.1M
nominal dollars, not inflation-adjusted
Claims paid
89%
111 received a payment
Average payout
$55K
per paid claim
Last 10 years
45
claims 2017 – 2026
Most recent loss
2026-07-09
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Peak: 22 claims in 2017
Biggest flood events in Crawford County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| Late spring severe storms | 22 | $1.8M | $84K | 2017 |
| Early winter storms | 14 | $1.8M | $126K | 2015 |
| March storm | 12 | $684K | $57K | 2008 |
| Flooding (FEMA general label) | 5 | $54K | $11K | 1994 |
| Mid-spring storms | 2 | $2K | $1K | 2011 |
| Not a named storm | 1 | $12K | $12K | 1982 |
| Hurricane Ike | 1 | $2K | $2K | 2008 |
46% of claims here fall under these 7 entries.How to read these labels.
Federal disaster declarations for Crawford County
Crawford County has been a designated area in 24 declarations since 1976, 21 of them for flooding, storms or hurricanes. Since 2024 it has been included in 2: Severe Storms, Straight-Line Winds, and Flooding (DR-4939-MO, 2026), Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (DR-4855-MO, 2025).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2026-09-01 | DR-4939-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, and Flooding | 2026-07-09 → 2026-07-11 | Public Assistance |
| 2025-01-01 | DR-4855-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2024-11-03 → 2024-11-09 | Public Assistance, Hazard Mitigation |
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-11-13 | DR-1809-MO major disaster | Severe Storm | Severe Storms, Flooding, and a Tornado | 2008-09-11 → 2008-09-24 | Public Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2007-01-15 | DR-1676-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2007-01-12 → 2007-01-22 | Public Assistance, Hazard Mitigation |
| 2006-03-16 | DR-1631-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2006-03-08 → 2006-03-13 | Individual Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Individual Assistance, Public Assistance |
| 2000-05-12 | DR-1328-MO major disaster | Flood | Severe Thunderstorms and Flash Flooding | 2000-05-06 → 2000-05-07 | Individual Assistance, Hazard Mitigation |
| 1993-12-01 | DR-1006-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 1993-11-13 → 1993-11-19 | Individual Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1976-09-24 | EM-3017-MO emergency | Drought | Drought | 1976-09-24 | Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Crawford County itself are listed. 9 of these 24 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Crawford County: which ones the claims came from
High-risk A zones: 77 (62%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 46 (37%)Zone not recorded: 2 (2%)
The most common zone on Crawford County claims is Zone A — 65 of 123 claims with a zone on file (53%). 63% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone A · high risk, insurance required | 65 | 53% | $1.8M | $28K |
| Zone X · moderate / low risk | 40 | 33% | $3.8M | $95K |
| Zone AE · high risk, insurance required | 9 | 7% | $284K | $32K |
| Zone C · moderate / low risk | 4 | 3% | $99K | $25K |
| Zone A1–A30 · high risk, insurance required | 3 | 2% | $16K | $5K |
| Zone B · moderate / low risk | 2 | 2% | $8K | $4K |
2 Crawford County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Stream, river or lake overflow | 99 | 79% |
| Accumulation of rainfall or snowmelt | 14 | 11% |
| Other causes | 8 | 6% |
| Tidal water overflow (storm surge) | 2 | 2% |
| Not recorded | 2 | 2% |
Flood claims by ZIP code in Crawford County
7 ZIP codes with at least one claim FEMA assigned to Crawford County.
| 65565 | 94 | $3.0M | 75% | 17 | 2026 |
| 65535 | 10 | $2.5M | 8% | 2 | 2017 |
| 65441 | 8 | $231K | 6% | 4 | 2024 |
| 65453 | 4 | $144K | 3% | 4 | 2025 |
| 65456 | 4 | $161K | 3% | 2 | 2026 |
| 65449 | 4 | $85K | 3% | 3 | 2024 |
| 63088 | 1 | $12K | 1% | 1 | 1982 |
When does Crawford County flood?
April accounts for the most flood losses (33 claims, 26%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 0 | 0% |
| February | 1 | 1% |
| March | 17 | 14% |
| April | 33 | 26% |
| May | 15 | 12% |
| June | 7 | 6% |
| July | 9 | 7% |
| August | 3 | 2% |
| September | 2 | 2% |
| October | 2 | 2% |
| November | 20 | 16% |
| December | 16 | 13% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2026 | 3 | $79K |
| 2025 | 1 | $14K |
| 2024 | 19 | $1.2M |
| 2017 | 22 | $1.8M |
| 2016 | 2 | $4K |
| 2015 | 20 | $1.9M |
| 2013 | 3 | $12K |
| 2011 | 2 | $2K |
| 2010 | 1 | $0 |
| 2009 | 10 | $92K |
| 2008 | 16 | $689K |
| 2006 | 1 | $9K |
| 2002 | 2 | $11K |
| 1998 | 10 | $190K |
| 1996 | 2 | $9K |
| 1994 | 8 | $56K |
| 1993 | 1 | $5K |
| 1982 | 1 | $12K |
| 1979 | 1 | $5K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Crawford County (this page) | 125 | $6.1M | 37% |
| Franklin County | 1,097 | $32.2M | 12% |
| Gasconade County | 445 | $8.1M | 10% |
| Phelps County | 305 | $11.6M | 27% |
| Iron County | 59 | $409K | 15% |
| Washington County | 38 | $265K | 12% |
| Dent County | 5 | $27K | 0% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Crawford County
- Has Crawford County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2026-07-09, in FEMA data through 2026-09-08. Claims were filed in 4 of the 10 years to 2026 (45 claims).
- Has Crawford County had a FEMA disaster declaration?
- Yes — Crawford County has been named a designated area in 24 federal disaster declarations since 1976. The most recent is Severe Storms, Straight-Line Winds, and Flooding (DR-4939-MO, declared 2026-09-01). Since 2024 there have been 2. See the full list with dates and aid programs →
- What flood zone is Crawford County in?
- No single zone covers a whole county. Across 123 Crawford County claims with a zone on file, the most common was Zone A (53%), and 63% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29055, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.