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Pike County, MO flood insurance claims history

938 claims under the National Flood Insurance Program on file for flood losses in Pike County since 1979, with $10.5M paid. The worst year was 2008 with 128 claims. Pike County ranks #10 of 107 in Missouri by claim count.

What the Pike County record shows

6% of claims with a zone on file came from outside FEMA's high-risk zones.
Claims were filed in 8 of the 10 years to 2026, so flooding here is regular rather than once in a generation.
2016–2025 brought 138 claims, 62% fewer than 2006–2015 (364). Counts also move with how many buildings held a policy.
The average paid claim is $13K, below the Missouri average of $23K (nominal dollars).
ZIP codes 63336, 63330 and 63353 hold 96% of claims, out of 8 ZIP codes with any.
April through June accounts for 68% of losses.
Lincoln County has the most claims among its neighbors (2,253, against 938 here).

NFIP claims

938

1979–2026

Total paid

$10.5M

nominal dollars, not inflation-adjusted

Claims paid

89%

832 received a payment

Average payout

$13K

per paid claim

Last 10 years

141

claims 2017 – 2026

Most recent loss

2026-04-20

data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 128 claims in 2008

'80

'85

'90

'95

'00

'05

'10

'15

'20

'25

Biggest flood events in Pike County

Flood event (FEMA name)	Claims	Paid	Avg / claim	Year
Midwest Flooding	70	$1.2M	$18K	1993
Flooding (FEMA general label)	17	$39K	$2K	1986
Flooding (FEMA general label)	10	$25K	$2K	1995
Hurricane Ike	7	$69K	$10K	2008
Late spring storms	7	$14K	$2K	2011
Early winter storms	7	$70K	$10K	2015
Not a named storm	7	$9K	$1K	1982
Mid-spring storms	6	$31K	$5K	2011
Late spring severe storms	4	$30K	$7K	2017
Flooding (FEMA general label)	2	$4K	$2K	1985
March storm	2	$29K	$14K	2008
Flooding (FEMA general label)	1	$0	$0	1994

15% of claims here fall under these 12 entries.How to read these labels.

Federal disaster declarations for Pike County

Pike County has been a designated area in 26 declarations since 1965, 22 of them for flooding, storms or hurricanes. None since 2024 — the most recent was DR-4490-MO (2020-03-26).

Declared	FEMA number	Incident	Declared for	Dates of the incident	Aid unlocked here
2020-03-26	DR-4490-MO major disaster	Biological	COVID-19 Pandemic	2020-01-20 → 2023-05-11	Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13	EM-3482-MO emergency	Biological	COVID-19	2020-01-20 → 2023-05-11	Public Assistance
2019-07-09	DR-4451-MO major disaster	Severe Storm	Severe Storms, Tornadoes, and Flooding	2019-04-29 → 2019-07-05	Individual Assistance, Public Assistance, Hazard Mitigation
2019-05-20	DR-4435-MO major disaster	Flood	Severe Storms, Straight-Line Winds, and Flooding	2019-03-11 → 2019-04-16	Public Assistance, Hazard Mitigation
2017-06-02	DR-4317-MO major disaster	Flood	Severe Storms, Tornadoes, Straight-Line Winds and Flooding	2017-04-28 → 2017-05-11	Public Assistance, Hazard Mitigation
2016-01-02	EM-3374-MO emergency	Flood	Severe Storms, Tornadoes, Straight-Line Winds, and Flooding	2015-12-22 → 2016-01-09	Public Assistance
2015-08-07	DR-4238-MO major disaster	Severe Storm	Severe Storms, Tornadoes, Straight-Line Winds, and Flooding	2015-05-15 → 2015-07-27	Public Assistance, Hazard Mitigation
2013-07-18	DR-4130-MO major disaster	Severe Storm	Severe Storms, Straight-Line Winds, Tornadoes, and Flooding	2013-05-29 → 2013-06-10	Public Assistance, Hazard Mitigation
2011-03-23	DR-1961-MO major disaster	Severe Storm	Severe Winter Storm and Snowstorm	2011-01-31 → 2011-02-05	Public Assistance, Hazard Mitigation
2011-02-03	EM-3317-MO emergency	Severe Storm	Severe Winter Storm	2011-01-31 → 2011-02-05	Public Assistance
2010-08-17	DR-1934-MO major disaster	Severe Storm	Severe Storms, Flooding, and Tornadoes	2010-06-12 → 2010-07-31	Public Assistance, Hazard Mitigation
2009-01-30	EM-3303-MO emergency	Severe Ice Storm	Severe Winter Storm	2009-01-26 → 2009-01-28	Public Assistance
2008-06-25	DR-1773-MO major disaster	Severe Storm	Severe Storms and Flooding	2008-06-01 → 2008-08-13	Individual Assistance, Public Assistance, Hazard Mitigation
2008-03-19	DR-1749-MO major disaster	Severe Storm	Severe Storms and Flooding	2008-03-17 → 2008-05-09	Public Assistance
2007-12-27	DR-1736-MO major disaster	Severe Ice Storm	Severe Winter Storms	2007-12-06 → 2007-12-15	Public Assistance, Hazard Mitigation
2007-12-12	EM-3281-MO emergency	Severe Ice Storm	Severe Winter Storms	2007-12-08 → 2007-12-15	Public Assistance
2005-09-10	EM-3232-MO emergency	Hurricane	Hurricane Katrina Evacuation	2005-08-29 → 2005-10-01	Public Assistance
2003-05-06	DR-1463-MO major disaster	Severe Storm	Severe Storms, Tornadoes, and Flooding	2003-05-04 → 2003-05-30	Individual Assistance, Public Assistance, Hazard Mitigation
2002-05-06	DR-1412-MO major disaster	Severe Storm	Severe Storms, Tornadoes and Flooding	2002-04-24 → 2002-06-10	Public Assistance
1993-07-09	DR-995-MO major disaster	Flood	Severe Storms & Flooding	1993-06-10 → 1993-10-25	Individual Assistance, Public Assistance
1993-05-11	DR-989-MO major disaster	Flood	Severe Storms & Flooding	1993-04-15 → 1993-05-29	Individual Assistance
1979-04-21	DR-579-MO major disaster	Tornado	Tornadoes, Torrential Rain & Flooding	1979-04-21	Individual Assistance, Public Assistance
1976-09-24	EM-3017-MO emergency	Drought	Drought	1976-09-24	Public Assistance
1974-06-10	DR-439-MO major disaster	Flood	Severe Storms & Flooding	1974-06-10	Individual Assistance, Public Assistance
1973-04-19	DR-372-MO major disaster	Severe Storm	Heavy Rains, Tornadoes & Flooding	1973-04-19	Individual Assistance, Public Assistance
1965-06-14	DR-198-MO major disaster	Severe Storm	Flooding	1965-06-14	Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Pike County itself are listed. 10 of these 26 opened Individual Assistance here. What a declaration does and does not pay for.

Flood zones in Pike County: which ones the claims came from

High-risk A zones: 847 (90%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 50 (5%)Zone not recorded: 41 (4%)

The most common zone on Pike County claims is Zone AE — 335 of 897 claims with a zone on file (37%). 94% were in a high-risk Special Flood Hazard Area.

Flood zone at rating	Claims	Share	Paid	Avg / claim
Zone AE · high risk, insurance required	335	37%	$4.8M	$14K
Zone A · high risk, insurance required	305	34%	$2.7M	$9K
Zone A1–A30 · high risk, insurance required	207	23%	$2.0M	$10K
Zone C · moderate / low risk	22	2%	$425K	$19K
Zone B · moderate / low risk	21	2%	$205K	$10K
Zone X · moderate / low risk	7	1%	$131K	$19K

41 Pike County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →

What caused the flooding

Cause of damage (as coded by FEMA)	Claims	Share
Stream, river or lake overflow	602	64%
Accumulation of rainfall or snowmelt	230	25%
Tidal water overflow (storm surge)	48	5%
Other causes	47	5%
Not recorded	10	1%
Not recorded (expedited claim handling)	1	0%

Flood claims by ZIP code in Pike County

9 ZIP codes with at least one claim FEMA assigned to Pike County.


63336	453	$4.5M	48%	33	2026
63330	235	$2.7M	25%	32	2026
63353	216	$2.8M	23%	27	2024
63371	9	$16K	1%	6	2001
63334	9	$72K	1%	7	2002
63343	6	$232K	1%	3	2019
63344	5	$64K	1%	2	2001
Not reported	4	$5K	0%	4	1986
63377	1	$56K	0%	1	2008

When does Pike County flood?

June accounts for the most flood losses (228 claims, 24%). Claims by month of loss:

Month	Claims	Share
January	1	0%
February	7	1%
March	47	5%
April	221	24%
May	193	21%
June	228	24%
July	167	18%
August	5	1%
September	17	2%
October	32	3%
November	2	0%
December	18	2%

Year-by-year detail

Year of loss	Claims	Paid
2026	4	$30K
2025	3	$19K
2024	9	$49K
2023	5	$16K
2020	1	$3K
2019	94	$2.6M
2018	19	$166K
2017	6	$37K
2016	1	$11K
2015	32	$222K
2014	47	$298K
2013	63	$1.1M
2011	21	$91K
2010	49	$327K
2009	20	$51K
2008	128	$2.9M
2007	4	$8K
2004	7	$12K
2003	3	$13K
2002	19	$32K
2001	62	$412K
2000	5	$5K
1999	15	$26K
1998	37	$55K
1997	22	$29K
1996	24	$50K
1995	16	$42K
1994	1	$0
1993	101	$1.6M
1992	6	$3K
1991	21	$14K
1990	12	$22K
1986	20	$45K
1985	2	$4K
1984	2	$2K
1983	26	$99K
1982	11	$10K
1981	1	$158
1979	19	$34K

Neighboring counties

Neighbor	Claims	Paid	Outside high-risk
Pike County (this page)	938	$10.5M	6%
Lincoln County	2,253	$37.1M	4%
Calhoun County, IL	1,690	$16.8M	8%
Pike County, IL	335	$7.2M	12%
Montgomery County	126	$1.3M	3%
Audrain County	60	$656K	23%
Ralls County	51	$929K	43%

All 107 Missouri counties → · County and ZIP rankings →

Common questions about flooding in Pike County

Has Pike County flooded recently?: The most recent flood loss with an insurance claim on file was on 2026-04-20, in FEMA data through 2026-09-08. Claims were filed in 8 of the 10 years to 2026 (141 claims).
Has Pike County had a FEMA disaster declaration?: Yes — Pike County has been named a designated area in 26 federal disaster declarations since 1965. The most recent is COVID-19 Pandemic (DR-4490-MO, declared 2020-03-26), which opened Individual Assistance here. There have been none since 2024. See the full list with dates and aid programs →
What flood zone is Pike County in?: No single zone covers a whole county. Across 897 Pike County claims with a zone on file, the most common was Zone AE (37%), and 94% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29163, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.