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Vernon County, MO flood insurance claims history

12 claims under the National Flood Insurance Program on file for flood losses in Vernon County since 1993, with $93K paid.

Only 12 claims on file here. Few claims can simply mean few insured buildings, so compare the neighboring counties below as well.

What the Vernon County record shows

  • Bates County has the most claims among its neighbors (25, against 12 here).
NFIP claims
12
1993–2024
Total paid
$93K
nominal dollars, not inflation-adjusted
Claims paid
75%
9 received a payment
Average payout
$10K
per paid claim
Last 10 years
4
claims 2017 – 2026
Most recent loss
2024-04-30
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 5 claims in 1994

Biggest flood events in Vernon County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Flooding (FEMA general label)5$50K$10K1994
Late spring severe storms1$7K$7K2017

50% of claims here fall under these 2 entries.How to read these labels.

Federal disaster declarations for Vernon County

Vernon County has been a designated area in 26 declarations since 1976, 23 of them for flooding, storms or hurricanes. Since 2024 it has been included in 3: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026), Severe Storms and Flooding (DR-4885-MO, 2025), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, 2025).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2026-08-03DR-4929-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2026-06-04 → 2026-06-18Public Assistance
2025-07-22DR-4885-MO major disasterSevere StormSevere Storms and Flooding2025-05-23 → 2025-05-26Public Assistance
2025-05-21DR-4872-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2025-03-30 → 2025-04-08Individual Assistance, Public Assistance
2023-09-21DR-4741-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2023-07-29 → 2023-08-14Public Assistance, Hazard Mitigation
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2019-07-09DR-4451-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2019-04-29 → 2019-07-05Public Assistance, Hazard Mitigation
2016-01-02EM-3374-MO emergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-22 → 2016-01-09Public Assistance
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-06-19DR-1847-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2009-05-08 → 2009-05-16Public Assistance, Hazard Mitigation
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-06-25DR-1773-MO major disasterSevere StormSevere Storms and Flooding2008-06-01 → 2008-08-13Individual Assistance, Public Assistance, Hazard Mitigation
2008-03-19DR-1749-MO major disasterSevere StormSevere Storms and Flooding2008-03-17 → 2008-05-09Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2006-03-16DR-1631-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2006-03-08 → 2006-03-13Individual Assistance, Public Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2004-06-11DR-1524-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2004-05-18 → 2004-05-31Individual Assistance, Hazard Mitigation
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Hazard Mitigation
2002-05-06DR-1412-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2002-04-24 → 2002-06-10Individual Assistance, Public Assistance
2002-02-06DR-1403-MO major disasterSevere Ice StormSevere Winter Ice Storm2002-01-29 → 2002-02-13Individual Assistance, Public Assistance, Hazard Mitigation
1995-06-02DR-1054-MO major disasterSevere StormSevere Storms, Tornadoes, Hail, Flooding1995-05-13 → 1995-06-23Individual Assistance, Public Assistance
1994-04-21DR-1023-MO major disasterSevere StormSevere Storms, Tornadoes, Flooding1994-04-09 → 1994-05-05Individual Assistance
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance
1986-10-14DR-779-MO major disasterFloodSevere Storms & Flooding1986-09-18 → 1986-10-15Individual Assistance, Public Assistance
1976-09-24EM-3017-MO emergencyDroughtDrought1976-09-24Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Vernon County itself are listed. 12 of these 26 opened Individual Assistance here. What a declaration does and does not pay for.

Flood claims by ZIP code in Vernon County

3 ZIP codes with at least one claim FEMA assigned to Vernon County.

647905$38K42%42024
647724$34K33%21994
647513$21K25%21994

Neighboring counties

NeighborClaimsPaidOutside high-risk
Vernon County (this page)12$93K0%
Bates County25$646K44%
Barton County17$270K9%

All 107 Missouri counties → · County and ZIP rankings →

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29217, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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