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Texas flood insurance claims by county

394,204 National Flood Insurance Program claims across 217 Texas counties since 1978, with $17.42B paid. The worst year statewide was 2017 (93,589 claims), and August is the peak month for flood losses. Pick a county for ZIP-level detail.

NFIP claims
394,204
1978 – 2026
Total paid
$17.42B
nominal dollars
Counties with claims
217
each has its own page
Outside high-risk zones
51%
of claims with a known zone

Texas flood claims by year

Peak: 93,589 claims in 2017
 
 
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All Texas NFIP claims by year of loss.

Texas counties by flood claims

Harris County170,854$8.76B55%2017Hurricane Harvey (2017)
Galveston County60,620$2.47B31%2008Hurricane Ike (2008)
Jefferson County22,715$1.19B77%2017Hurricane Harvey (2017)
Brazoria County21,436$631.8M46%2017Hurricane Harvey (2017)
Montgomery County13,035$633.8M54%2017Hurricane Harvey (2017)
Orange County12,876$1.04B66%2017Hurricane Harvey (2017)
Nueces County8,673$186.7M43%2017Hurricane Harvey (2017)
Fort Bend County7,389$450.9M72%2017Hurricane Harvey (2017)
Cameron County7,061$184.7M74%2008Hurricane Dolly (2008)
Travis County4,418$114.9M30%2013Fall severe storms (2015)
Hidalgo County4,405$117.9M77%2020Hurricane Hanna (2020)
Aransas County4,128$64.3M48%2017Hurricane Harvey (2017)
Tarrant County3,569$61.6M44%1989Thunderstorms (2007)
Dallas County3,457$69.5M39%1991Early summer storms (2015)
Liberty County3,306$109.2M55%2017Hurricane Harvey (2017)
Guadalupe County2,456$109.5M29%1998Early summer storms (2015)
Hardin County2,405$191.1M65%2017Hurricane Harvey (2017)
Bexar County2,309$33.8M56%1998Tropical Storm Erin (2007)
Matagorda County2,137$24.8M34%2017Hurricane Harvey (2017)
Chambers County2,096$129.5M78%2017Hurricane Harvey (2017)
San Patricio County1,981$19.8M53%2017Hurricane Harvey (2017)
Hays County1,489$71.7M30%2015Early summer storms (2015)
Wichita County1,295$19.9M29%1982Thunderstorms (2007)
Comal County1,223$60.8M53%2002Fall severe storms (2015)
Wharton County1,166$52.0M21%2017Hurricane Harvey (2017)
Taylor County936$15.6M13%2002Tropical Storm Erin (2007)
Waller County878$44.0M53%2017Hurricane Harvey (2017)
Calhoun County831$8.0M47%2017Hurricane Harvey (2017)
El Paso County780$6.3M27%2006Tropical Storm Allison (2001)
Victoria County744$11.3M55%2017Hurricane Harvey (2017)
Grayson County743$18.3M31%1986Thunderstorms (2007)
Williamson County741$22.3M37%2010Early summer storms (2015)
Llano County693$20.0M15%2018Fall 2018 Texas Flooding (2018)
Burnet County626$24.8M16%2018Fall 2018 Texas Flooding (2018)
Brazos County569$7.6M62%2016Early summer severe storms (2016)
Denton County563$10.5M55%2007Early summer storms (2015)
Newton County552$28.0M27%2017Hurricane Harvey (2017)
Brown County533$9.6M43%2002Thunderstorms (2007)
Willacy County522$5.0M40%1980Hurricane Allen (1980)
Bell County499$14.4M63%2010Thunderstorms (2007)
San Jacinto County491$10.2M23%1994Hurricane Harvey (2017)
McLennan County393$6.7M45%20072026-06-Arthur-TS (2026)
Walker County392$15.6M37%2024Texas Spring Flooding (2024)
Potter County387$5.4M43%1988Hurricane Gilbert (1988)
Kerr County373$21.7M33%20252025 July Central TX Flooding (2025)
Cooke County370$10.5M26%2007Thunderstorms (2007)
Collin County357$5.3M62%2015Early summer storms (2015)
Polk County346$10.1M44%2024Texas Spring Flooding (2024)
Lubbock County346$2.7M21%1999Hurricane Ike (2008)
Johnson County333$4.9M46%2015Early summer storms (2015)
Bastrop County331$9.9M53%2015Early summer severe storms (2016)
Angelina County328$5.4M42%2004Early summer storms (2015)
Randall County328$3.3M58%1988Hurricane Gilbert (1988)
Austin County327$14.3M35%2016Hurricane Harvey (2017)
Smith County311$4.7M48%1989Late winter severe storms (2016)
Limestone County291$4.8M29%1991Spring Storm (2009)
Kleberg County279$2.2M91%1980Hurricane Allen (1980)
Parker County278$4.5M18%1991Thunderstorms (2007)
Webb County269$6.8M34%2007Thunderstorms (2007)
Harrison County260$5.7M35%2016Late winter severe storms (2016)
Kendall County253$4.5M29%2002Early summer storms (2015)
Bowie County242$5.2M39%2015Early summer storms (2015)
Nacogdoches County241$4.1M43%1979Tropical Storm Allison (2001)
Gregg County239$4.0M53%1991Late winter severe storms (2016)
Jackson County232$3.4M33%1994Hurricane Harvey (2017)
Jasper County228$7.5M67%2017Hurricane Harvey (2017)
DeWitt County227$5.9M23%1998Hurricane Harvey (2017)
Gonzales County219$6.4M22%1998Early summer storms (2015)
Bandera County218$5.9M46%2002Tropical Storm Erin (2007)
Tom Green County206$6.5M41%20252025 July Central TX Flooding (2025)
Ector County187$2.5M15%20072025 July Central TX Flooding (2025)
Jim Wells County187$1.6M50%2015Tropical Storm Bill (2015)
Tyler County187$3.9M40%1992Hurricane Harvey (2017)
Brooks County185$1.2M2%1982Hurricane Allen (1980)
Caldwell County180$7.4M28%2015Early summer storms (2015)
Hood County179$3.6M53%2016Early summer severe storms (2016)
Haskell County176$2.3M39%2018Fall 2018 Texas Flooding (2018)
Eastland County171$5.1M30%2016Early summer severe storms (2016)
Val Verde County163$3.6M62%19982026-07-Texas-Flooding (2026)
Maverick County162$5.6M40%2013Late winter severe storms (2016)
Ellis County159$6.0M72%2018Dallas Flash Floods (2022)
Medina County148$3.7M46%2002Early summer severe storms (2016)
Midland County145$1.6M32%2010Hurricane Danielle (1980)
Trinity County140$2.5M17%1991Tropical Storm Allison (2001)
Lamar County139$2.6M27%2016Early summer storms (2015)
Fayette County133$8.4M35%2017Hurricane Harvey (2017)
Uvalde County130$6.7M15%20022026-07-Texas-Flooding (2026)
Refugio County122$2.0M59%2017Hurricane Harvey (2017)
Jones County119$4.0M37%2007Tropical Storm Erin (2007)
Lavaca County115$1.5M31%1981Hurricane Harvey (2017)
Navarro County108$2.6M29%2015Hurricane Allen (1980)
Palo Pinto County97$1.4M47%2016Early summer severe storms (2016)
Wise County94$2.5M29%2015Early summer storms (2015)
Henderson County90$3.4M81%20152026-06-Arthur-TS (2026)
Bee County90$1.3M49%2001Hurricane Harvey (2017)
Grimes County89$1.4M42%2016Early summer severe storms (2016)
Young County84$498K21%1990Early summer severe storms (2016)
Starr County84$2.0M56%2008Hurricane Hanna (2020)
Colorado County83$4.4M45%2017Hurricane Harvey (2017)
Montague County77$1.5M36%2015Tropical Storm Bill (2015)
Kaufman County77$2.1M60%2024Dallas Flash Floods (2022)
Coryell County72$1.1M79%2007Thunderstorms (2007)
Washington County71$1.7M71%2016Early summer severe storms (2016)
Wilson County71$2.0M48%1998Hurricane Allen (1980)
Stephens County68$896K12%1996Early summer severe storms (2016)
Cherokee County66$625K40%2016Thunderstorms (2007)
Hunt County63$1.6M60%2015Early summer severe storms (2016)
Burleson County63$1.5M25%1994Early summer severe storms (2016)
Rusk County62$383K44%1989Late winter severe storms (2016)
Rockwall County61$1.5M55%2018Early summer storms (2015)
Real County60$684K24%1998Thunderstorms (2007)
Fannin County60$1.7M22%2018Late winter severe storms (2016)
Live Oak County56$928K35%2002Hurricane Allen (1980)
Nolan County56$1.1M14%2018Tropical Storm Erin (2007)
Robertson County53$1.5M17%2004Hurricane Alicia (1983)
Clay County48$1.7M30%1990Thunderstorms (2007)
Zavala County47$776K20%20072026-07-Texas-Flooding (2026)
Marion County46$690K67%2001Late winter severe storms (2016)
Lampasas County43$755K51%20252025 July Central TX Flooding (2025)
Bosque County43$1.5M49%1991Texas Spring Flooding (2024)
Blanco County43$2.5M63%2015Early summer storms (2015)
Van Zandt County40$1.6M45%2015Texas Spring Flooding (2024)
Menard County38$290K19%19802025 July Central TX Flooding (2025)
Hopkins County36$304K47%2000Early summer storms (2015)
Atascosa County36$516K62%2002Thunderstorms (2007)
Somervell County34$633K23%2007Thunderstorms (2007)
Howard County31$480K46%19862026-07-Texas-Flooding (2026)
Hill County31$463K43%1991Texas Spring Flooding (2024)
Cass County30$773K68%2009Tropical Storm Claudette (1979)
Sutton County30$894K20%20182025 July Central TX Flooding (2025)
San Saba County28$1.3M18%20252025 July Central TX Flooding (2025)
Houston County28$383K88%1993Early summer storms (2015)
Madison County26$452K46%2018Fall 2018 Texas Flooding (2018)
Lee County25$648K63%2017Hurricane Harvey (2017)
Archer County24$889K65%2015Thunderstorms (2007)
Shackelford County23$114K5%2002—
Erath County21$670K71%2015Early summer storms (2015)
Anderson County19$293K47%2016Late winter severe storms (2016)
La Salle County19$114K9%20042026-07-Texas-Flooding (2026)
Gillespie County19$738K56%20262026-07-Texas-Flooding (2026)
Kimble County18$389K33%1981Fall 2018 Texas Flooding (2018)
Duval County17$299K60%2002Hurricane Allen (1980)
Freestone County17$587K81%2019Hurricane Ike (2008)
Goliad County16$424K33%1998Hurricane Allen (1980)
Karnes County15$105K54%1981Fall 2018 Texas Flooding (2018)
Milam County15$200K20%2015Spring severe storms (2016)
Hockley County15$132K29%2015Hurricane Harvey (2017)
Yoakum County14$73K0%2004—
Coleman County13$139K0%2002Spring severe storms (2016)
Hale County13$34K10%1985Hurricane Ike (2008)
Franklin County13$326K0%2015March storm (2008)
Terry County13$84K30%2005—
Brewster County12$52K20%1999Early summer severe storms (2016)
Comanche County12$73K18%1988Thunderstorms (2007)
Dimmit County11$476K44%2013Hurricane Harvey (2017)
Wood County11$155K33%2016—
Jim Hogg County11$37K0%2007Hurricane Dolly (2008)
Gaines County10$58K0%2015Tropical Storm Claudette (1979)
Wilbarger County10$187K0%1995—
Dawson County10$143K10%1994—
Deaf Smith County10$33K43%1990Tropical Storm Allison (1989)
Falls County9$178K13%1991—
Upshur County8$181K71%2025Tropical Storm Claudette (1979)
Rains County8$255K14%2008Hurricane Ike (2008)
Leon County8$130K13%2021Texas Severe Winter Storms (2021)
Fisher County8$67K40%1980—
Zapata County7$98K71%2002Tropical Storm Harold (2023)
Kinney County7$159K71%20142026-07-Texas-Flooding (2026)
Donley County7$7K0%1997—
Panola County7$67K100%1989Late winter severe storms (2016)
Frio County6$57K50%2002—
Mitchell County6$53K0%1992—
Titus County6$249K67%2017—
San Augustine County6$82K50%2016Late winter severe storms (2016)
Lipscomb County6$238K50%2007—
Callahan County6$46K50%1983Early summer severe storms (2016)
Runnels County6$140K33%2014Tropical Storm Paul (2006)
Scurry County6$14K0%1980—
Jack County6$284K80%2016Spring severe storms (2016)
Shelby County6$99K0%1978Hurricane Ike (2008)
Sabine County5$26K100%1979Tropical Storm Claudette (1979)
Morris County5$27K100%2016Late winter severe storms (2016)
Mason County5$119K67%2018Fall 2018 Texas Flooding (2018)
Collingsworth County4$17K0%1993—
Camp County3$7K0%1978—
Throckmorton County3$159K33%2017—
Dallam County3$88433%2016Early summer storms (2015)
Crockett County3$27K33%20262026-07-Texas-Flooding (2026)
Gray County3$5K33%1979—
Baylor County3$23K0%1982—
Terrell County3$5K—1978—
Carson County3$36K33%2000—
Presidio County3$24K0%2008—
McMullen County2$6420%2002—
Reeves County2$1K0%2011—
Hall County2$3K100%2007Thunderstorms (2007)
Hamilton County2$6K100%2012—
Irion County2$13K100%2021—
Hutchinson County2$15K100%2015Early summer storms (2015)
Crosby County1$33K100%2017Hurricane Harvey (2017)
Martin County1$390—1980—
Wheeler County1$30K0%2015—
Garza County1$12K0%2002—
Schleicher County1$0100%2000—
Kenedy County1$59K100%2020Hurricane Hanna (2020)
Swisher County1$9K100%2017—
Lynn County1$22K100%2022—
Childress County1$8K—1989—
Hartley County1$4K100%1995—
Lamb County1$0100%2013—
Concho County1$26K—2013—
Culberson County1$63K100%2020—
Stonewall County1$6K0%1992—
Hudspeth County1$245K0%2007—
Delta County1$3K0%2002—
McCulloch County1$19K100%20252025 July Central TX Flooding (2025)
Hansford County1$966100%1999—

All 217 counties — click a column to sort.

Largest flood events in Texas

Flood event (FEMA name)ClaimsPaidYear
Hurricane Harvey91,872$9.04B2017
Hurricane Ike44,095$2.23B2008
Tropical Storm Allison26,821$978.1M2001
Hurricane Alicia14,072$114.3M1983
Tropical Storm Imelda10,937$752.9M2019
Tropical Storm Claudette10,665$144.4M1979
Flooding (FEMA general label)10,115$224.8M1998
Flooding (FEMA general label)9,277$66.2M1979
Flooding (FEMA general label)8,538$51.7M1981
Spring severe storms8,414$472.7M2016
Early summer storms7,983$472.3M2015
Flooding (FEMA general label)7,050$217.6M1994

Flood claims outside the high-risk map

High-risk A zones: 176,194 (45%)Coastal high-risk V zones: 11,432 (3%)Moderate / low-risk zones (B, C, X): 193,317 (49%)Zone not recorded: 13,261 (3%)

Counties (with at least 100 claims) where the largest share of claims came from moderate- or low-risk zones:

CountyClaims in B / C / X zonesShare of all claims
Kleberg County25391%
Chambers County1,51278%
Hidalgo County3,12877%
Jefferson County17,21377%
Cameron County4,75274%
Fort Bend County5,18172%
Ellis County10972%
Jasper County13967%
Orange County8,08866%
Hardin County1,54365%

All 217 Texas counties

Anderson County (19)Angelina County (328)Aransas County (4,128)Archer County (24)Atascosa County (36)Austin County (327)Bandera County (218)Bastrop County (331)Baylor County (3)Bee County (90)Bell County (499)Bexar County (2,309)Blanco County (43)Bosque County (43)Bowie County (242)Brazoria County (21,436)Brazos County (569)Brewster County (12)Brooks County (185)Brown County (533)Burleson County (63)Burnet County (626)Caldwell County (180)Calhoun County (831)Callahan County (6)Cameron County (7,061)Camp County (3)Carson County (3)Cass County (30)Chambers County (2,096)Cherokee County (66)Childress County (1)Clay County (48)Coleman County (13)Collin County (357)Collingsworth County (4)Colorado County (83)Comal County (1,223)Comanche County (12)Concho County (1)Cooke County (370)Coryell County (72)Crockett County (3)Crosby County (1)Culberson County (1)Dallam County (3)Dallas County (3,457)Dawson County (10)Deaf Smith County (10)Delta County (1)Denton County (563)DeWitt County (227)Dimmit County (11)Donley County (7)Duval County (17)Eastland County (171)Ector County (187)El Paso County (780)Ellis County (159)Erath County (21)Falls County (9)Fannin County (60)Fayette County (133)Fisher County (8)Fort Bend County (7,389)Franklin County (13)Freestone County (17)Frio County (6)Gaines County (10)Galveston County (60,620)Garza County (1)Gillespie County (19)Goliad County (16)Gonzales County (219)Gray County (3)Grayson County (743)Gregg County (239)Grimes County (89)Guadalupe County (2,456)Hale County (13)Hall County (2)Hamilton County (2)Hansford County (1)Hardin County (2,405)Harris County (170,854)Harrison County (260)Hartley County (1)Haskell County (176)Hays County (1,489)Henderson County (90)Hidalgo County (4,405)Hill County (31)Hockley County (15)Hood County (179)Hopkins County (36)Houston County (28)Howard County (31)Hudspeth County (1)Hunt County (63)Hutchinson County (2)Irion County (2)Jack County (6)Jackson County (232)Jasper County (228)Jefferson County (22,715)Jim Hogg County (11)Jim Wells County (187)Johnson County (333)Jones County (119)Karnes County (15)Kaufman County (77)Kendall County (253)Kenedy County (1)Kerr County (373)Kimble County (18)Kinney County (7)Kleberg County (279)La Salle County (19)Lamar County (139)Lamb County (1)Lampasas County (43)Lavaca County (115)Lee County (25)Leon County (8)Liberty County (3,306)Limestone County (291)Lipscomb County (6)Live Oak County (56)Llano County (693)Lubbock County (346)Lynn County (1)Madison County (26)Marion County (46)Martin County (1)Mason County (5)Matagorda County (2,137)Maverick County (162)McCulloch County (1)McLennan County (393)McMullen County (2)Medina County (148)Menard County (38)Midland County (145)Milam County (15)Mitchell County (6)Montague County (77)Montgomery County (13,035)Morris County (5)Nacogdoches County (241)Navarro County (108)Newton County (552)Nolan County (56)Nueces County (8,673)Orange County (12,876)Palo Pinto County (97)Panola County (7)Parker County (278)Polk County (346)Potter County (387)Presidio County (3)Rains County (8)Randall County (328)Real County (60)Reeves County (2)Refugio County (122)Robertson County (53)Rockwall County (61)Runnels County (6)Rusk County (62)Sabine County (5)San Augustine County (6)San Jacinto County (491)San Patricio County (1,981)San Saba County (28)Schleicher County (1)Scurry County (6)Shackelford County (23)Shelby County (6)Smith County (311)Somervell County (34)Starr County (84)Stephens County (68)Stonewall County (1)Sutton County (30)Swisher County (1)Tarrant County (3,569)Taylor County (936)Terrell County (3)Terry County (13)Throckmorton County (3)Titus County (6)Tom Green County (206)Travis County (4,418)Trinity County (140)Tyler County (187)Upshur County (8)Uvalde County (130)Val Verde County (163)Van Zandt County (40)Victoria County (744)Walker County (392)Waller County (878)Washington County (71)Webb County (269)Wharton County (1,166)Wheeler County (1)Wichita County (1,295)Wilbarger County (10)Willacy County (522)Williamson County (741)Wilson County (71)Wise County (94)Wood County (11)Yoakum County (14)Young County (84)Zapata County (7)Zavala County (47)

Source: FEMA OpenFEMA NFIP Redacted Claims, U.S. government work. 2,128 Texas claims have no county code and appear only in the statewide totals. Counties with no NFIP claim on file do not have a page. Reference only — not for insurance, legal or real-estate decisions.