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Barry County, MO flood insurance claims history
53 claims under the National Flood Insurance Program on file for flood losses in Barry County since 1981, with $2.1M paid. The worst year was 2008 with 12 claims. Barry County ranks #62 of 107 in Missouri by claim count.
What the Barry County record shows
- 19% of claims with a zone on file came from outside FEMA's high-risk zones.
- 2008 alone produced 23% of the claims on file.
- Claims came in just 1 of the 10 years to 2026.
- 2016–2025 brought 5 claims, 81% fewer than 2006–2015 (26). Counts also move with how many buildings held a policy.
- The average paid claim is $47K, above the Missouri average of $23K (nominal dollars).
- ZIP 65708 alone holds 96% of claims.
- April through June accounts for 53% of losses.
- McDonald County has the most claims among its neighbors (386, against 53 here).
NFIP claims
53
1981–2021
Total paid
$2.1M
nominal dollars, not inflation-adjusted
Claims paid
85%
45 received a payment
Average payout
$47K
per paid claim
Last 10 years
5
claims 2017 – 2026
Most recent loss
2021-06-30
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Peak: 12 claims in 2008
Biggest flood events in Barry County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| Early winter storms | 5 | $837K | $167K | 2015 |
| Flooding (FEMA general label) | 2 | $40K | $20K | 1995 |
| Flooding (FEMA general label) | 1 | $4K | $4K | 1986 |
| Not a named storm | 1 | $864 | $864 | 1982 |
| March storm | 1 | $54K | $54K | 2008 |
19% of claims here fall under these 5 entries.How to read these labels.
Federal disaster declarations for Barry County
Barry County has been a designated area in 29 declarations since 1974, 27 of them for flooding, storms or hurricanes. Since 2024 it has been included in 2: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4876-MO, 2025), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4803-MO, 2024).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2025-06-09 | DR-4876-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2025-04-29 | Public Assistance |
| 2024-07-23 | DR-4803-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2024-05-19 → 2024-05-27 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Public Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2013-09-06 | DR-4144-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds and Flooding | 2013-08-02 → 2013-08-14 | Public Assistance, Hazard Mitigation |
| 2011-05-09 | DR-1980-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2011-04-19 → 2011-06-06 | Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Individual Assistance, Hazard Mitigation |
| 2009-02-17 | DR-1822-MO major disaster | Severe Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-11-13 | DR-1809-MO major disaster | Severe Storm | Severe Storms, Flooding, and a Tornado | 2008-09-11 → 2008-09-24 | Public Assistance, Hazard Mitigation |
| 2008-05-23 | DR-1760-MO major disaster | Severe Storm | Severe Storms and Tornadoes | 2008-05-10 → 2008-05-11 | Individual Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Public Assistance, Hazard Mitigation |
| 2008-02-05 | DR-1742-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2008-01-07 → 2008-01-10 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2007-01-15 | DR-1676-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2007-01-12 → 2007-01-22 | Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Individual Assistance, Public Assistance |
| 1995-06-02 | DR-1054-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Hail, Flooding | 1995-05-13 → 1995-06-23 | Individual Assistance, Public Assistance |
| 1994-04-21 | DR-1023-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Flooding | 1994-04-09 → 1994-05-05 | Individual Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1974-06-10 | DR-439-MO major disaster | Flood | Severe Storms & Flooding | 1974-06-10 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Barry County itself are listed. 11 of these 29 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Barry County: which ones the claims came from
High-risk A zones: 35 (66%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 8 (15%)Zone not recorded: 10 (19%)
The most common zone on Barry County claims is Zone AE — 18 of 43 claims with a zone on file (42%). 81% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone AE · high risk, insurance required | 18 | 42% | $487K | $27K |
| Zone A1–A30 · high risk, insurance required | 13 | 30% | $285K | $22K |
| Zone X · moderate / low risk | 5 | 12% | $872K | $174K |
| Zone A · high risk, insurance required | 4 | 9% | $114K | $28K |
| Zone C · moderate / low risk | 2 | 5% | $293K | $147K |
| Zone B · moderate / low risk | 1 | 2% | $6K | $6K |
10 Barry County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Accumulation of rainfall or snowmelt | 28 | 53% |
| Stream, river or lake overflow | 14 | 26% |
| Tidal water overflow (storm surge) | 8 | 15% |
| Other causes | 3 | 6% |
Flood claims by ZIP code in Barry County
2 ZIP codes with at least one claim FEMA assigned to Barry County.
| 65708 | 51 | $2.1M | 96% | 9 | 2021 |
| Not reported | 2 | $5K | 4% | 2 | 1986 |
When does Barry County flood?
April accounts for the most flood losses (18 claims, 34%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 3 | 6% |
| February | 0 | 0% |
| March | 2 | 4% |
| April | 18 | 34% |
| May | 7 | 13% |
| June | 3 | 6% |
| July | 0 | 0% |
| August | 0 | 0% |
| September | 13 | 25% |
| October | 1 | 2% |
| November | 0 | 0% |
| December | 6 | 11% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2021 | 5 | $134K |
| 2015 | 5 | $837K |
| 2009 | 9 | $470K |
| 2008 | 12 | $334K |
| 1999 | 3 | $35K |
| 1995 | 2 | $40K |
| 1993 | 4 | $189K |
| 1990 | 1 | $13K |
| 1986 | 1 | $4K |
| 1982 | 1 | $864 |
| 1981 | 10 | $72K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Barry County (this page) | 53 | $2.1M | 19% |
| McDonald County | 386 | $12.8M | 13% |
| Newton County | 215 | $5.4M | 25% |
| Stone County | 75 | $2.1M | 37% |
| Lawrence County | 34 | $657K | 39% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Barry County
- Has Barry County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2021-06-30, in FEMA data through 2026-09-08. Claims were filed in 1 of the 10 years to 2026 (5 claims).
- Has Barry County had a FEMA disaster declaration?
- Yes — Barry County has been named a designated area in 29 federal disaster declarations since 1974. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4876-MO, declared 2025-06-09). Since 2024 there have been 2. See the full list with dates and aid programs →
- What flood zone is Barry County in?
- No single zone covers a whole county. Across 43 Barry County claims with a zone on file, the most common was Zone AE (42%), and 81% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29009, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.