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Bollinger County, MO flood insurance claims history
116 claims under the National Flood Insurance Program on file for flood losses in Bollinger County since 1979, with $2.3M paid. The worst year was 2002 with 32 claims. Bollinger County ranks #47 of 107 in Missouri by claim count.
What the Bollinger County record shows
- 18% of claims with a zone on file came from outside FEMA's high-risk zones.
- 28% of all claims trace to one event, March storm (2008), which paid $886K here.
- 2002 alone produced 28% of the claims on file.
- Claims came in just 2 of the 10 years to 2026.
- 2016–2025 brought 10 claims, 77% fewer than 2006–2015 (43). Counts also move with how many buildings held a policy.
- ZIP codes 63764, 63751 and 63787 hold 75% of claims, out of 11 ZIP codes with any.
- March through May accounts for 83% of losses.
- Cape Girardeau County has the most claims among its neighbors (1,074, against 116 here).
NFIP claims
116
1979–2023
Total paid
$2.3M
nominal dollars, not inflation-adjusted
Claims paid
85%
99 received a payment
Average payout
$23K
per paid claim
Last 10 years
10
claims 2017 – 2026
Most recent loss
2023-08-14
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Peak: 32 claims in 2002
Biggest flood events in Bollinger County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| March storm | 32 | $886K | $28K | 2008 |
| Mid-spring storms | 7 | $41K | $6K | 2011 |
| Late spring severe storms | 5 | $18K | $4K | 2017 |
| Flooding (FEMA general label) | 5 | $8K | $2K | 1985 |
| Early winter storms | 2 | $7K | $3K | 2015 |
| Not a named storm | 1 | $16K | $16K | 1982 |
45% of claims here fall under these 6 entries.How to read these labels.
Federal disaster declarations for Bollinger County
Bollinger County has been a designated area in 28 declarations since 1973, 26 of them for flooding, storms or hurricanes. Since 2024 it has been included in 4: Severe Storms, Straight-Line Winds, and Flooding (DR-4939-MO, 2026), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, 2025), Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires (DR-4867-MO, 2025), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4803-MO, 2024).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2026-09-01 | DR-4939-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, and Flooding | 2026-07-09 → 2026-07-11 | Public Assistance |
| 2025-05-21 | DR-4872-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2025-03-30 → 2025-04-08 | Individual Assistance, Public Assistance |
| 2025-05-21 | DR-4867-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires | 2025-03-14 → 2025-03-15 | Individual Assistance, Public Assistance |
| 2024-07-23 | DR-4803-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2024-05-19 → 2024-05-27 | Public Assistance, Hazard Mitigation |
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2022-01-10 | DR-4636-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes | 2021-12-10 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2011-05-09 | DR-1980-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2011-04-19 → 2011-06-06 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2009-02-17 | DR-1822-MO major disaster | Severe Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-11-13 | DR-1809-MO major disaster | Severe Storm | Severe Storms, Flooding, and a Tornado | 2008-09-11 → 2008-09-24 | Public Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2008-03-12 | DR-1748-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2008-02-10 → 2008-02-14 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2006-03-16 | DR-1631-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2006-03-08 → 2006-03-13 | Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 1993-12-01 | DR-1006-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 1993-11-13 → 1993-11-19 | Individual Assistance |
| 1982-12-10 | DR-672-MO major disaster | Flood | Severe Storms and Flooding | 1982-12-10 | Individual Assistance, Public Assistance |
| 1973-04-19 | DR-372-MO major disaster | Severe Storm | Heavy Rains, Tornadoes & Flooding | 1973-04-19 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Bollinger County itself are listed. 12 of these 28 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Bollinger County: which ones the claims came from
High-risk A zones: 88 (76%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 19 (16%)Zone not recorded: 9 (8%)
The most common zone on Bollinger County claims is Zone AE — 56 of 107 claims with a zone on file (52%). 82% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone AE · high risk, insurance required | 56 | 52% | $1.5M | $27K |
| Zone A · high risk, insurance required | 32 | 30% | $409K | $13K |
| Zone X · moderate / low risk | 19 | 18% | $381K | $20K |
9 Bollinger County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Stream, river or lake overflow | 76 | 66% |
| Accumulation of rainfall or snowmelt | 27 | 23% |
| Tidal water overflow (storm surge) | 8 | 7% |
| Other causes | 3 | 3% |
| Not recorded | 2 | 2% |
Flood claims by ZIP code in Bollinger County
12 ZIP codes with at least one claim FEMA assigned to Bollinger County.
| 63764 | 62 | $1.6M | 53% | 9 | 2023 |
| 63751 | 17 | $288K | 15% | 5 | 2023 |
| 63787 | 8 | $153K | 7% | 5 | 2017 |
| 63753 | 6 | $38K | 5% | 4 | 2015 |
| 63782 | 6 | $21K | 5% | 2 | 2011 |
| 63762 | 5 | $27K | 4% | 3 | 2002 |
| 63760 | 4 | $48K | 3% | 4 | 2002 |
| 63662 | 3 | $58K | 3% | 3 | 2002 |
| 63730 | 2 | $5K | 2% | 2 | 1997 |
| Not reported | 1 | $425 | 1% | 1 | 1979 |
| 63750 | 1 | $31K | 1% | 1 | 2008 |
| 63674 | 1 | $62K | 1% | 1 | 2002 |
When does Bollinger County flood?
May accounts for the most flood losses (45 claims, 39%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 0 | 0% |
| February | 0 | 0% |
| March | 39 | 34% |
| April | 12 | 10% |
| May | 45 | 39% |
| June | 0 | 0% |
| July | 1 | 1% |
| August | 5 | 4% |
| September | 0 | 0% |
| October | 1 | 1% |
| November | 9 | 8% |
| December | 4 | 3% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2023 | 5 | $213K |
| 2017 | 5 | $18K |
| 2015 | 2 | $7K |
| 2013 | 1 | $457 |
| 2011 | 8 | $49K |
| 2008 | 32 | $886K |
| 2005 | 5 | $104K |
| 2002 | 32 | $774K |
| 2001 | 1 | $4K |
| 1997 | 12 | $184K |
| 1996 | 1 | $5K |
| 1993 | 1 | $7K |
| 1985 | 5 | $8K |
| 1984 | 3 | $7K |
| 1982 | 1 | $16K |
| 1979 | 2 | $11K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Bollinger County (this page) | 116 | $2.3M | 18% |
| Cape Girardeau County | 1,074 | $11.2M | 13% |
| Perry County | 259 | $5.0M | 3% |
| Madison County | 155 | $2.6M | 38% |
| Wayne County | 141 | $3.2M | 9% |
| Stoddard County | 102 | $1.1M | 16% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Bollinger County
- Has Bollinger County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2023-08-14, in FEMA data through 2026-09-08. Claims were filed in 2 of the 10 years to 2026 (10 claims).
- Has Bollinger County had a FEMA disaster declaration?
- Yes — Bollinger County has been named a designated area in 28 federal disaster declarations since 1973. The most recent is Severe Storms, Straight-Line Winds, and Flooding (DR-4939-MO, declared 2026-09-01). Since 2024 there have been 4. See the full list with dates and aid programs →
- What flood zone is Bollinger County in?
- No single zone covers a whole county. Across 107 Bollinger County claims with a zone on file, the most common was Zone AE (52%), and 82% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29017, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.