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Pointe Coupee Parish, LA flood insurance claims history

1,896 National Flood Insurance Program claims have been filed for flood losses in Pointe Coupee Parish since 1978, and FEMA has paid out $26.0M on them. The worst year was 2016 with 183 claims. Pointe Coupee Parish ranks #23 of 64 in Louisiana by claim count.

At a glance

  • 14% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 65% of the 64 Louisiana parishes with any claims on file — and more than all 7 of its neighbors.
  • ZIP 70715 has the most claims in the county (693, 37%). Check your ZIP →
NFIP claims
1,896
1978 – 2026
Total paid
$26.0M
nominal dollars, not inflation-adjusted
Claims paid
88%
1,671 received a payment
Average payout
$16K
per paid claim
Last 10 years
101
claims 2017 – 2026
Most recent loss
2026-06-22
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 183 claims in 2016
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Pointe Coupee Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-summer severe storms154$4.6M$30K2016
Hurricane Gustav77$1.3M$17K2008
Flooding (FEMA general label)65$342K$5K1983
Flooding (FEMA general label)55$117K$2K1980
Mid-spring storms47$1.4M$30K2011
Flooding (FEMA general label)26$193K$7K1989
Flooding (FEMA general label)17$25K$1K1984
Flooding (FEMA general label)17$40K$2K1985
Flooding (FEMA general label)15$63K$4K1991
Flooding (FEMA general label)14$49K$4K1993
Flooding (FEMA general label)12$52K$4K1982
2026-06-Arthur-TS6$320K$53K2026

27% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 1,504 (79%)Coastal high-risk V zones: 2 (0%)Moderate / low-risk zones (B, C, X): 245 (13%)Zone not recorded: 145 (8%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)1,504$20.8M$14K
Coastal high-risk V zones (V, VE, V1–V30)2$7K$3K
Moderate / low-risk zones (B, C, X)245$4.6M$19K
Zone not recorded145$680K$5K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow78241%
Accumulation of rainfall or snowmelt67736%
Tidal water overflow (storm surge)31817%
Other causes844%
Alluvial fan overflow191%
Not recorded131%

Flood claims by ZIP code in Pointe Coupee Parish

29 ZIP codes in Pointe Coupee Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Pointe Coupee Parish.

70715693$10.9M37%402025
70760317$4.9M17%382025
70747193$1.8M10%272016
70749164$2.5M9%212026
70783140$1.8M7%182021
98$457K5%111993
7075973$656K4%242021
7075366$1.1M3%272026
7076230$328K2%102016
7073221$169K1%122016
7081817$218K1%132005
7075715$368K1%62019
7075514$283K1%82017
707268$28K0%71996
713628$78K0%82021
707457$19K0%51994
707816$30K0%51997
707515$24K0%42008
707565$82K0%42016
707525$34K0%52017
707372$9K0%12016
707332$13K0%21983
707391$8K0%11993
707751$8K0%12008
707731$4K0%11989
707361$9890%11997
707291$36K0%12016
700001$7K0%11989
705491$81K0%12016

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Pointe Coupee Parish flood?

April accounts for the most flood losses (390 claims, 21%). Claims by month of loss:

MonthClaimsShare
January1427%
February1156%
March25914%
April39021%
May37820%
June1769%
July322%
August1709%
September854%
October704%
November70%
December724%

Year-by-year detail

Year of lossClaimsPaid
20266$320K
20255$286K
20242$244K
20231$0
20221$0
20217$51K
20205$153K
201916$579K
20188$465K
201750$2.1M
2016183$5.6M
201514$256K
20141$0
201314$243K
20122$0
201152$1.6M
201010$200K
200923$679K
2008139$3.5M
20071$0
200610$68K
200524$601K
200454$606K
200314$188K
200242$478K
200127$236K
20001$3K
199931$255K
199839$293K
1997103$1.8M
199633$181K
199556$465K
199457$511K
199372$383K
19923$17K
1991110$538K
1990118$502K
198989$508K
19888$26K
19871$2K
19862$0
198547$105K
198457$167K
1983160$917K
198224$105K
19813$7K
198089$214K
197978$435K
19784$11K

Neighboring parishes and counties

Pointe Coupee Parish borders 7 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Pointe Coupee Parish (this page)1,896$26.0M14%
Avoyelles Parish1,652$18.1M19%
St. Martin Parish1,466$28.2M34%
Concordia Parish1,211$11.7M25%
St. Landry Parish976$22.2M41%
Iberville Parish618$13.8M38%
West Feliciana Parish370$4.3M39%
West Baton Rouge Parish285$7.4M83%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Pointe Coupee Parish

Has Pointe Coupee Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-06-22, and claims were filed in 10 of the last 10 years (101 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 14% of Pointe Coupee Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22077, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.