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Webster Parish, LA flood insurance claims history

223 National Flood Insurance Program claims have been filed for flood losses in Webster Parish since 1979, and FEMA has paid out $7.2M on them. The worst year was 2016 with 65 claims. Webster Parish ranks #51 of 64 in Louisiana by claim count.

At a glance

  • 33% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 29% of all claims trace to a single event — Late winter severe storms (2016), which paid $4.4M here.
  • Flood claims were filed in 6 of the last 10 years.
  • More flood claims than 21% of the 64 Louisiana parishes with any claims on file — and more than 2 of its 3 neighbors.
  • ZIP 71023 has the most claims in the county (76, 34%). Check your ZIP →
NFIP claims
223
1979 – 2022
Total paid
$7.2M
nominal dollars, not inflation-adjusted
Claims paid
89%
199 received a payment
Average payout
$36K
per paid claim
Last 10 years
73
claims 2013 – 2022
Most recent loss
2022-09-02
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 65 claims in 2016
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 

Claims by year of loss, 1979–2022. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Webster Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Late winter severe storms65$4.4M$68K2016
Flooding (FEMA general label)18$240K$13K1991
Flooding (FEMA general label)2$4K$2K1989
Mid-spring storms2$14K$7K2011
Tropical Storm Allison1$0$02001

39% of claims here fall under these 5 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 145 (65%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 72 (32%)Zone not recorded: 6 (3%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)145$4.3M$30K
Moderate / low-risk zones (B, C, X)72$2.8M$39K
Zone not recorded6$29K$5K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow10145%
Accumulation of rainfall or snowmelt9944%
Other causes157%
Tidal water overflow (storm surge)52%
Not recorded21%
Closed basin lake10%

Flood claims by ZIP code in Webster Parish

9 ZIP codes in Webster Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Webster Parish.

7102376$2.7M34%112022
7107359$2.3M26%102021
7105544$853K20%102019
7103921$745K9%72016
7107517$496K8%82009
711113$54K1%21997
1$00%11981
710371$37K0%12001
710241$00%12012

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Webster Parish flood?

March accounts for the most flood losses (90 claims, 40%). Claims by month of loss:

MonthClaimsShare
January104%
February104%
March9040%
April5022%
May84%
June63%
July73%
August10%
September10%
October2712%
November73%
December63%

Year-by-year detail

Year of lossClaimsPaid
20222$27K
20212$18K
20191$60K
20181$21K
201665$4.4M
20152$18K
20121$0
20112$14K
200936$1.3M
20053$87K
20031$0
20023$34K
200118$268K
199917$133K
19981$2K
199736$479K
19961$14K
19932$4K
199122$277K
19901$4K
19892$4K
19871$4K
19851$0
19811$0
19791$4K

Neighboring parishes and counties

Webster Parish borders 3 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Webster Parish (this page)223$7.2M33%
Bossier Parish1,107$26.1M18%
Claiborne Parish68$1.8M35%
Bienville Parish41$486K8%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Webster Parish

Has Webster Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2022-09-02, and claims were filed in 6 of the last 10 years (73 claims from 2013 to 2022). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 33% of Webster Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22119, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.