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Pettis County, MO flood insurance claims history

45 claims under the National Flood Insurance Program on file for flood losses in Pettis County since 1981, with $335K paid.

Only 45 claims on file here. Few claims can simply mean few insured buildings, so compare the neighboring counties below as well.

What the Pettis County record shows

  • 43% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
  • Claims came in just 3 of the 10 years to 2026.
  • The average paid claim is $12K, below the Missouri average of $23K (nominal dollars).
  • 40% of claims closed without a payment, against 15% statewide.
  • ZIP codes 65301, 65333 and 65337 hold 98% of claims, out of 4 ZIP codes with any.
  • May through July accounts for 67% of losses.
  • Pettis County has more claims than any of its 7 neighbors.
NFIP claims
45
1981–2022
Total paid
$335K
nominal dollars, not inflation-adjusted
Claims paid
60%
27 received a payment
Average payout
$12K
per paid claim
Last 10 years
7
claims 2017 – 2026
Most recent loss
2022-06-01
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 5 claims in 2015

Biggest flood events in Pettis County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Midwest Flooding2$3K$2K1993
Flooding (FEMA general label)2$0$01994
Flooding (FEMA general label)1$1K$1K1995
Hurricane Ike1$8K$8K2008
Flooding (FEMA general label)1$750$7501986

16% of claims here fall under these 5 entries.How to read these labels.

Federal disaster declarations for Pettis County

Pettis County has been a designated area in 21 declarations since 1965, 16 of them for flooding, storms or hurricanes. None since 2024 — the most recent was DR-4490-MO (2020-03-26).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2015-08-07DR-4238-MO major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-05-15 → 2015-07-27Public Assistance, Hazard Mitigation
2011-05-09DR-1980-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2011-04-19 → 2011-06-06Individual Assistance, Public Assistance, Hazard Mitigation
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-06-25DR-1773-MO major disasterSevere StormSevere Storms and Flooding2008-06-01 → 2008-08-13Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2006-04-05DR-1635-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2006-03-30 → 2006-04-03Individual Assistance, Public Assistance, Hazard Mitigation
2006-03-16DR-1631-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2006-03-08 → 2006-03-13Individual Assistance, Public Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Hazard Mitigation
2002-02-06DR-1403-MO major disasterSevere Ice StormSevere Winter Ice Storm2002-01-29 → 2002-02-13Individual Assistance, Public Assistance, Hazard Mitigation
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance, Public Assistance
1986-10-14DR-779-MO major disasterFloodSevere Storms & Flooding1986-09-18 → 1986-10-15Public Assistance
1980-05-15DR-620-MO major disasterTornadoSevere Storms & Tornadoes1980-05-15Individual Assistance
1977-05-07DR-535-MO major disasterTornadoTornadoes & Flooding1977-05-07Individual Assistance, Public Assistance
1976-09-24EM-3017-MO emergencyDroughtDrought1976-09-24Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance
1965-07-27DR-203-MO major disasterFloodSevere Storms & Flooding1965-07-27Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Pettis County itself are listed. 11 of these 21 opened Individual Assistance here. What a declaration does and does not pay for.

Flood claims by ZIP code in Pettis County

4 ZIP codes with at least one claim FEMA assigned to Pettis County.

6530139$116K87%212022
653333$155K7%22016
653372$38K4%22016
653601$26K2%12015

Neighboring counties

NeighborClaimsPaidOutside high-risk
Pettis County (this page)45$335K43%
Johnson County44$307K64%
Benton County38$318K3%
Lafayette County18$276K18%
Saline County16$272K13%
Morgan County15$162K33%
Cooper County9$137K38%
Henry County1$8K—

All 107 Missouri counties → · County and ZIP rankings →

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29159, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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