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Maries County, MO flood insurance claims history
101 claims under the National Flood Insurance Program on file for flood losses in Maries County since 1985, with $3.0M paid. The worst year was 2013 with 23 claims. Maries County ranks #51 of 107 in Missouri by claim count.
What the Maries County record shows
- 9% of claims with a zone on file came from outside FEMA's high-risk zones.
- 15% of all claims trace to one event, Late spring severe storms (2017), which paid $849K here.
- 2013 alone produced 23% of the claims on file.
- Claims came in just 3 of the 10 years to 2026.
- 2016–2025 brought 17 claims, 73% fewer than 2006–2015 (63). Counts also move with how many buildings held a policy.
- The average paid claim is $32K, above the Missouri average of $23K (nominal dollars).
- 7% of claims closed without a payment, against 15% statewide.
- ZIP codes 65582, 65401 and 65580 hold 92% of claims, out of 6 ZIP codes with any.
- Gasconade County has the most claims among its neighbors (445, against 101 here).
NFIP claims
101
1985–2024
Total paid
$3.0M
nominal dollars, not inflation-adjusted
Claims paid
93%
94 received a payment
Average payout
$32K
per paid claim
Last 10 years
17
claims 2017 – 2026
Most recent loss
2024-11-06
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Peak: 23 claims in 2013
Biggest flood events in Maries County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| Late spring severe storms | 15 | $849K | $57K | 2017 |
| Early winter storms | 15 | $313K | $21K | 2015 |
| March storm | 9 | $273K | $30K | 2008 |
| Mid-spring storms | 6 | $103K | $17K | 2011 |
| Midwest Flooding | 1 | $5K | $5K | 1993 |
| Flooding (FEMA general label) | 1 | $0 | $0 | 1998 |
| Flooding (FEMA general label) | 1 | $8K | $8K | 1985 |
48% of claims here fall under these 7 entries.How to read these labels.
Federal disaster declarations for Maries County
Maries County has been a designated area in 28 declarations since 1973, 24 of them for flooding, storms or hurricanes. Since 2024 it has been included in 1: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, 2025).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2025-05-21 | DR-4872-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2025-03-30 → 2025-04-08 | Public Assistance |
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Individual Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2013-09-06 | DR-4144-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds and Flooding | 2013-08-02 → 2013-08-14 | Public Assistance, Hazard Mitigation |
| 2013-07-18 | DR-4130-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2013-05-29 → 2013-06-10 | Public Assistance, Hazard Mitigation |
| 2011-03-23 | DR-1961-MO major disaster | Severe Storm | Severe Winter Storm and Snowstorm | 2011-01-31 → 2011-02-05 | Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-11-13 | DR-1809-MO major disaster | Severe Storm | Severe Storms, Flooding, and a Tornado | 2008-09-11 → 2008-09-24 | Public Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2008-02-05 | DR-1742-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2008-01-07 → 2008-01-10 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2007-01-15 | DR-1676-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2007-01-12 → 2007-01-22 | Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Public Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Public Assistance |
| 1995-06-02 | DR-1054-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Hail, Flooding | 1995-05-13 → 1995-06-23 | Individual Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1979-04-21 | DR-579-MO major disaster | Tornado | Tornadoes, Torrential Rain & Flooding | 1979-04-21 | Individual Assistance, Public Assistance |
| 1976-09-24 | EM-3017-MO emergency | Drought | Drought | 1976-09-24 | Public Assistance |
| 1973-04-19 | DR-372-MO major disaster | Severe Storm | Heavy Rains, Tornadoes & Flooding | 1973-04-19 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Maries County itself are listed. 8 of these 28 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Maries County: which ones the claims came from
High-risk A zones: 90 (89%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 9 (9%)Zone not recorded: 2 (2%)
The most common zone on Maries County claims is Zone A — 90 of 99 claims with a zone on file (91%). 91% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone A · high risk, insurance required | 90 | 91% | $2.7M | $30K |
| Zone X · moderate / low risk | 9 | 9% | $271K | $30K |
2 Maries County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Stream, river or lake overflow | 57 | 56% |
| Accumulation of rainfall or snowmelt | 21 | 21% |
| Other causes | 20 | 20% |
| Tidal water overflow (storm surge) | 2 | 2% |
| Not recorded | 1 | 1% |
Flood claims by ZIP code in Maries County
6 ZIP codes with at least one claim FEMA assigned to Maries County.
| 65582 | 44 | $1.2M | 44% | 8 | 2017 |
| 65401 | 32 | $1.4M | 32% | 7 | 2024 |
| 65580 | 17 | $222K | 17% | 4 | 2013 |
| 65459 | 3 | $100K | 3% | 2 | 2022 |
| 65013 | 3 | $65K | 3% | 2 | 2008 |
| 65012 | 2 | $87K | 2% | 2 | 2013 |
When does Maries County flood?
August accounts for the most flood losses (23 claims, 23%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 0 | 0% |
| February | 1 | 1% |
| March | 19 | 19% |
| April | 13 | 13% |
| May | 9 | 9% |
| June | 0 | 0% |
| July | 5 | 5% |
| August | 23 | 23% |
| September | 14 | 14% |
| October | 0 | 0% |
| November | 2 | 2% |
| December | 15 | 15% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2024 | 1 | $28K |
| 2022 | 1 | $0 |
| 2017 | 15 | $849K |
| 2015 | 15 | $313K |
| 2013 | 23 | $818K |
| 2011 | 6 | $103K |
| 2008 | 19 | $615K |
| 1998 | 4 | $12K |
| 1993 | 16 | $244K |
| 1985 | 1 | $8K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Maries County (this page) | 101 | $3.0M | 9% |
| Gasconade County | 445 | $8.1M | 10% |
| Phelps County | 305 | $11.6M | 27% |
| Pulaski County | 267 | $7.0M | 23% |
| Osage County | 180 | $3.4M | 20% |
| Miller County | 28 | $553K | 76% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Maries County
- Has Maries County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2024-11-06, in FEMA data through 2026-09-08. Claims were filed in 3 of the 10 years to 2026 (17 claims).
- Has Maries County had a FEMA disaster declaration?
- Yes — Maries County has been named a designated area in 28 federal disaster declarations since 1973. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, declared 2025-05-21). Since 2024 there have been 1. See the full list with dates and aid programs →
- What flood zone is Maries County in?
- No single zone covers a whole county. Across 99 Maries County claims with a zone on file, the most common was Zone A (91%), and 91% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29125, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.