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Newton County, MO flood insurance claims history

215 claims under the National Flood Insurance Program on file for flood losses in Newton County since 1980, with $5.4M paid. The worst year was 2017 with 62 claims. Newton County ranks #28 of 107 in Missouri by claim count.

What the Newton County record shows

  • 25% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
  • 29% of all claims trace to one event, Late spring severe storms (2017), which paid $1.9M here.
  • Per claim, the costliest named event was Early winter storms (2015), averaging $59K across 26 claims.
  • 2017 alone produced 29% of the claims on file.
  • The average paid claim is $31K, above the Missouri average of $23K (nominal dollars).
  • ZIP codes 64850, 64804 and 64865 hold 89% of claims, out of 8 ZIP codes with any.
  • April through June accounts for 71% of losses.
  • McDonald County has the most claims among its neighbors (386, against 215 here).
NFIP claims
215
1980–2026
Total paid
$5.4M
nominal dollars, not inflation-adjusted
Claims paid
82%
176 received a payment
Average payout
$31K
per paid claim
Last 10 years
101
claims 2017 – 2026
Most recent loss
2026-06-08
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 62 claims in 2017

Biggest flood events in Newton County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Late spring severe storms62$1.9M$30K2017
Early winter storms26$1.5M$59K2015
March storm7$190K$27K2008
Midwest Flooding4$1K$2641993
Flooding (FEMA general label)4$23K$6K1995
Mid-spring storms4$7K$2K2011
Flooding (FEMA general label)4$7K$2K1986
Late spring storms1$0$02011

52% of claims here fall under these 8 entries.How to read these labels.

Federal disaster declarations for Newton County

Newton County has been a designated area in 29 declarations since 1973, 26 of them for flooding, storms or hurricanes. Since 2024 it has been included in 2: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4876-MO, 2025).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2026-08-03DR-4929-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2026-06-04 → 2026-06-18Public Assistance
2025-06-09DR-4876-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2025-04-29Public Assistance
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2019-07-09DR-4451-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2019-04-29 → 2019-07-05Individual Assistance, Public Assistance, Hazard Mitigation
2017-06-02DR-4317-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds and Flooding2017-04-28 → 2017-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2016-01-21DR-4250-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-23 → 2016-01-09Individual Assistance, Public Assistance, Hazard Mitigation
2016-01-02EM-3374-MO emergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-22 → 2016-01-09Public Assistance
2011-05-09DR-1980-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2011-04-19 → 2011-06-06Individual Assistance, Public Assistance, Hazard Mitigation
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-06-19DR-1847-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2009-05-08 → 2009-05-16Individual Assistance, Public Assistance, Hazard Mitigation
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-05-23DR-1760-MO major disasterSevere StormSevere Storms and Tornadoes2008-05-10 → 2008-05-11Individual Assistance, Hazard Mitigation
2008-03-19DR-1749-MO major disasterSevere StormSevere Storms and Flooding2008-03-17 → 2008-05-09Individual Assistance, Public Assistance, Hazard Mitigation
2008-02-05DR-1742-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2008-01-07 → 2008-01-10Public Assistance, Hazard Mitigation
2007-12-27DR-1736-MO major disasterSevere Ice StormSevere Winter Storms2007-12-06 → 2007-12-15Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2007-01-15DR-1676-MO major disasterSevere Ice StormSevere Winter Storms and Flooding2007-01-12 → 2007-01-22Public Assistance, Hazard Mitigation
2006-03-16DR-1631-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2006-03-08 → 2006-03-13Individual Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Hazard Mitigation
2002-05-06DR-1412-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2002-04-24 → 2002-06-10Individual Assistance
1995-06-02DR-1054-MO major disasterSevere StormSevere Storms, Tornadoes, Hail, Flooding1995-05-13 → 1995-06-23Individual Assistance
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance, Public Assistance
1976-07-21DR-516-MO major disasterFloodSevere Storms & Flooding1976-07-21Individual Assistance, Public Assistance
1975-05-03DR-466-MO major disasterTornadoTornadoes, High Winds & Hail1975-05-03Individual Assistance, Public Assistance
1974-06-10DR-439-MO major disasterFloodSevere Storms & Flooding1974-06-10Individual Assistance, Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Newton County itself are listed. 17 of these 29 opened Individual Assistance here. What a declaration does and does not pay for.

Flood zones in Newton County: which ones the claims came from

High-risk A zones: 154 (72%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 50 (23%)Zone not recorded: 11 (5%)

The most common zone on Newton County claims is Zone AE — 93 of 204 claims with a zone on file (46%). 75% were in a high-risk Special Flood Hazard Area.

Flood zone at ratingClaimsSharePaidAvg / claim
Zone AE · high risk, insurance required9346%$3.1M$33K
Zone A1–A30 · high risk, insurance required3919%$824K$21K
Zone X · moderate / low risk3015%$672K$22K
Zone A · high risk, insurance required2211%$374K$17K
Zone C · moderate / low risk126%$266K$22K
Zone B · moderate / low risk84%$4K$452

11 Newton County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow13663%
Accumulation of rainfall or snowmelt4822%
Other causes2311%
Tidal water overflow (storm surge)42%
Not recorded42%

Flood claims by ZIP code in Newton County

8 ZIP codes with at least one claim FEMA assigned to Newton County.

6485086$1.9M40%192026
6480463$2.3M29%132021
6486542$516K20%62026
6484412$516K6%62019
648665$75K2%32017
648404$27K2%22015
648582$10K1%12011
648731$3K0%12017

When does Newton County flood?

April accounts for the most flood losses (69 claims, 32%). Claims by month of loss:

MonthClaimsShare
January21%
February00%
March73%
April6932%
May3918%
June4420%
July52%
August21%
September84%
October105%
November00%
December2913%

Year-by-year detail

Year of lossClaimsPaid
20265$135K
20241$27K
20221$0
20211$10K
201931$952K
201762$1.9M
20161$0
201529$1.5M
201128$144K
20101$15K
20099$232K
200815$327K
20041$460
20035$27K
20011$9K
20002$422
19972$633
19961$24K
19955$23K
19935$49K
19922$0
19911$0
19864$7K
19831$1K
19801$96

Neighboring counties

NeighborClaimsPaidOutside high-risk
Newton County (this page)215$5.4M25%
McDonald County386$12.8M13%
Jasper County175$2.9M39%
Barry County53$2.1M19%
Lawrence County34$657K39%

All 107 Missouri counties → · County and ZIP rankings →

Common questions about flooding in Newton County

Has Newton County flooded recently?
The most recent flood loss with an insurance claim on file was on 2026-06-08, in FEMA data through 2026-09-08. Claims were filed in 6 of the 10 years to 2026 (101 claims).
Has Newton County had a FEMA disaster declaration?
Yes — Newton County has been named a designated area in 29 federal disaster declarations since 1973. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, declared 2026-08-03). Since 2024 there have been 2. See the full list with dates and aid programs →
What flood zone is Newton County in?
No single zone covers a whole county. Across 204 Newton County claims with a zone on file, the most common was Zone AE (46%), and 75% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29145, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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