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Bates County, MO flood insurance claims history
25 claims under the National Flood Insurance Program on file for flood losses in Bates County since 1998, with $646K paid.
Only 25 claims on file here. Few claims can simply mean few insured buildings, so compare the neighboring counties below as well.
What the Bates County record shows
- 44% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
- 2007 alone produced 24% of the claims on file.
- 2016–2025 brought 7 claims, 50% fewer than 2006–2015 (14). Counts also move with how many buildings held a policy.
- The average paid claim is $32K, above the Missouri average of $23K (nominal dollars).
- ZIP codes 64730, 64742 and 64720 hold 80% of claims, out of 6 ZIP codes with any.
- May through July accounts for 60% of losses.
- Cass County has the most claims among its neighbors (328, against 25 here).
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Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Biggest flood events in Bates County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| March storm | 1 | $0 | $0 | 2008 |
4% of claims here fall under these 1 entries.How to read these labels.
Federal disaster declarations for Bates County
Bates County has been a designated area in 23 declarations since 1973, 20 of them for flooding, storms or hurricanes. None since 2024 — the most recent was DR-4741-MO (2023-09-21).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2020-07-09 | DR-4552-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2020-05-03 → 2020-05-04 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2011-03-23 | DR-1961-MO major disaster | Severe Storm | Severe Winter Storm and Snowstorm | 2011-01-31 → 2011-02-05 | Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-06-25 | DR-1773-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-06-01 → 2008-08-13 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2007-06-11 | DR-1708-MO major disaster | Severe Storm | Severe Storms and Flooding | 2007-05-05 → 2007-05-18 | Public Assistance, Hazard Mitigation |
| 2006-03-16 | DR-1631-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2006-03-08 → 2006-03-13 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2004-06-11 | DR-1524-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2004-05-18 → 2004-05-31 | Individual Assistance, Hazard Mitigation |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Hazard Mitigation |
| 2002-02-06 | DR-1403-MO major disaster | Severe Ice Storm | Severe Winter Ice Storm | 2002-01-29 → 2002-02-13 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 1995-06-02 | DR-1054-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Hail, Flooding | 1995-05-13 → 1995-06-23 | Individual Assistance, Public Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1990-05-24 | DR-867-MO major disaster | Flood | Severe Storms & Flooding | 1990-05-15 → 1990-05-31 | Individual Assistance, Public Assistance |
| 1986-10-14 | DR-779-MO major disaster | Flood | Severe Storms & Flooding | 1986-09-18 → 1986-10-15 | Public Assistance |
| 1976-09-24 | EM-3017-MO emergency | Drought | Drought | 1976-09-24 | Public Assistance |
| 1973-04-19 | DR-372-MO major disaster | Severe Storm | Heavy Rains, Tornadoes & Flooding | 1973-04-19 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Bates County itself are listed. 9 of these 23 opened Individual Assistance here. What a declaration does and does not pay for.
Flood claims by ZIP code in Bates County
6 ZIP codes with at least one claim FEMA assigned to Bates County.
| 64730 | 14 | $226K | 56% | 10 | 2019 |
| 64742 | 3 | $55K | 12% | 2 | 2019 |
| 64720 | 3 | $48K | 12% | 3 | 2026 |
| 64722 | 2 | $199K | 8% | 1 | 2007 |
| 64779 | 2 | $50K | 8% | 1 | 2007 |
| 64745 | 1 | $68K | 4% | 1 | 2007 |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Bates County (this page) | 25 | $646K | 44% |
| Cass County | 328 | $5.4M | 33% |
| Vernon County | 12 | $93K | 0% |
| Henry County | 1 | $8K | — |
All 107 Missouri counties → · County and ZIP rankings →
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Source: FEMA NFIP Redacted Claims, FIPS 29013, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.