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Jasper County, MO flood insurance claims history

175 claims under the National Flood Insurance Program on file for flood losses in Jasper County since 1978, with $2.9M paid. The worst year was 2019 with 21 claims. Jasper County ranks #36 of 107 in Missouri by claim count.

What the Jasper County record shows

  • 39% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
  • 11% of all claims trace to one event, Late spring severe storms (2017), which paid $701K here.
  • 26% of claims closed without a payment, against 15% statewide.
  • ZIP codes 64801, 64836 and 64870 hold 77% of claims, out of 11 ZIP codes with any.
  • April through June accounts for 59% of losses.
  • Newton County has the most claims among its neighbors (215, against 175 here).
NFIP claims
175
1978–2024
Total paid
$2.9M
nominal dollars, not inflation-adjusted
Claims paid
74%
129 received a payment
Average payout
$22K
per paid claim
Last 10 years
52
claims 2017 – 2026
Most recent loss
2024-04-25
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 21 claims in 2019

Biggest flood events in Jasper County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Late spring severe storms19$701K$37K2017
Early winter storms12$412K$34K2015
Flooding (FEMA general label)9$54K$6K1995
Flooding (FEMA general label)3$3K$1K1986
March storm2$23K$11K2008
Flooding (FEMA general label)1$0$01985
Flooding (FEMA general label)1$5K$5K1994
Hurricane Ike1$0$02008

27% of claims here fall under these 8 entries.How to read these labels.

Federal disaster declarations for Jasper County

Jasper County has been a designated area in 23 declarations since 1973, 21 of them for flooding, storms or hurricanes. Since 2024 it has been included in 1: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2026-08-03DR-4929-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2026-06-04 → 2026-06-18Public Assistance
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2019-07-09DR-4451-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2019-04-29 → 2019-07-05Individual Assistance, Public Assistance, Hazard Mitigation
2017-06-02DR-4317-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds and Flooding2017-04-28 → 2017-05-11Individual Assistance, Hazard Mitigation
2016-01-21DR-4250-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-23 → 2016-01-09Individual Assistance, Public Assistance, Hazard Mitigation
2016-01-02EM-3374-MO emergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-22 → 2016-01-09Public Assistance
2011-05-09DR-1980-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2011-04-19 → 2011-06-06Individual Assistance, Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-06-19DR-1847-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2009-05-08 → 2009-05-16Individual Assistance, Public Assistance, Hazard Mitigation
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-05-23DR-1760-MO major disasterSevere StormSevere Storms and Tornadoes2008-05-10 → 2008-05-11Individual Assistance, Hazard Mitigation
2008-03-19DR-1749-MO major disasterSevere StormSevere Storms and Flooding2008-03-17 → 2008-05-09Individual Assistance, Public Assistance, Hazard Mitigation
2007-12-27DR-1736-MO major disasterSevere Ice StormSevere Winter Storms2007-12-06 → 2007-12-15Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2007-01-15DR-1676-MO major disasterSevere Ice StormSevere Winter Storms and Flooding2007-01-12 → 2007-01-22Public Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Public Assistance, Hazard Mitigation
2002-05-06DR-1412-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2002-04-24 → 2002-06-10Individual Assistance
1995-06-02DR-1054-MO major disasterSevere StormSevere Storms, Tornadoes, Hail, Flooding1995-05-13 → 1995-06-23Individual Assistance
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance
1976-07-21DR-516-MO major disasterFloodSevere Storms & Flooding1976-07-21Individual Assistance, Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Jasper County itself are listed. 14 of these 23 opened Individual Assistance here. What a declaration does and does not pay for.

Flood zones in Jasper County: which ones the claims came from

High-risk A zones: 100 (57%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 63 (36%)Zone not recorded: 12 (7%)

The most common zone on Jasper County claims is Zone AE — 48 of 163 claims with a zone on file (29%). 61% were in a high-risk Special Flood Hazard Area.

Flood zone at ratingClaimsSharePaidAvg / claim
Zone AE · high risk, insurance required4829%$942K$20K
Zone C · moderate / low risk3119%$292K$9K
Zone A1–A30 · high risk, insurance required2817%$65K$2K
Zone X · moderate / low risk2415%$979K$41K
Zone A · high risk, insurance required2415%$362K$15K
Zone B · moderate / low risk85%$79K$10K

12 Jasper County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow8549%
Accumulation of rainfall or snowmelt6537%
Other causes137%
Tidal water overflow (storm surge)74%
Not recorded53%

Flood claims by ZIP code in Jasper County

11 ZIP codes with at least one claim FEMA assigned to Jasper County.

6480165$962K37%192021
6483649$1.1M28%152024
6487021$387K12%82021
6483413$182K7%72017
648048$10K5%42008
648627$43K4%32017
648553$10K2%31998
648483$125K2%32015
648023$29K2%31995
647552$55K1%22015
648411$3K1%12021

When does Jasper County flood?

May accounts for the most flood losses (40 claims, 23%). Claims by month of loss:

MonthClaimsShare
January00%
February11%
March53%
April2514%
May4023%
June3822%
July42%
August106%
September2011%
October116%
November95%
December127%

Year-by-year detail

Year of lossClaimsPaid
20242$47K
202110$384K
201921$389K
201719$701K
20162$9K
201518$474K
20137$198K
20092$21K
200811$119K
200712$188K
20051$0
20041$0
20021$6K
20011$0
19993$7K
19989$60K
19959$54K
19941$5K
199315$173K
19889$18K
19877$2K
19864$3K
19851$0
19841$3K
19832$125
19811$2K
19804$71
19781$365

Neighboring counties

NeighborClaimsPaidOutside high-risk
Jasper County (this page)175$2.9M39%
Newton County215$5.4M25%
Lawrence County34$657K39%
Barton County17$270K9%

All 107 Missouri counties → · County and ZIP rankings →

Common questions about flooding in Jasper County

Has Jasper County flooded recently?
The most recent flood loss with an insurance claim on file was on 2024-04-25, in FEMA data through 2026-09-08. Claims were filed in 4 of the 10 years to 2026 (52 claims).
Has Jasper County had a FEMA disaster declaration?
Yes — Jasper County has been named a designated area in 23 federal disaster declarations since 1973. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, declared 2026-08-03). Since 2024 there have been 1. See the full list with dates and aid programs →
What flood zone is Jasper County in?
No single zone covers a whole county. Across 163 Jasper County claims with a zone on file, the most common was Zone AE (29%), and 61% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29097, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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