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Morgan County, MO flood insurance claims history

15 claims under the National Flood Insurance Program on file for flood losses in Morgan County since 2009, with $162K paid.

Only 15 claims on file here. Few claims can simply mean few insured buildings, so compare the neighboring counties below as well.

What the Morgan County record shows

  • ZIP codes 65037, 65084 and 65072 hold 93% of claims, out of 4 ZIP codes with any.
  • Camden County has the most claims among its neighbors (92, against 15 here).
NFIP claims
15
2009–2021
Total paid
$162K
nominal dollars, not inflation-adjusted
Claims paid
60%
9 received a payment
Average payout
$18K
per paid claim
Last 10 years
3
claims 2017 – 2026
Most recent loss
2021-02-16
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 6 claims in 2015

Biggest flood events in Morgan County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Early winter storms6$131K$22K2015

40% of claims here fall under these 1 entries.How to read these labels.

Federal disaster declarations for Morgan County

Morgan County has been a designated area in 28 declarations since 1973, 25 of them for flooding, storms or hurricanes. Since 2024 it has been included in 2: Severe Storms, Straight-Line Winds, and Flooding (DR-4939-MO, 2026), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2026-09-01DR-4939-MO major disasterSevere StormSevere Storms, Straight-Line Winds, and Flooding2026-07-09 → 2026-07-11Public Assistance
2026-08-03DR-4929-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2026-06-04 → 2026-06-18Public Assistance
2023-09-21DR-4741-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2023-07-29 → 2023-08-14Public Assistance, Hazard Mitigation
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2017-06-02DR-4317-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds and Flooding2017-04-28 → 2017-05-11Public Assistance, Hazard Mitigation
2016-01-21DR-4250-MO major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-23 → 2016-01-09Individual Assistance, Hazard Mitigation
2016-01-02EM-3374-MO emergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-22 → 2016-01-09Public Assistance
2015-08-07DR-4238-MO major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-05-15 → 2015-07-27Public Assistance, Hazard Mitigation
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-06-25DR-1773-MO major disasterSevere StormSevere Storms and Flooding2008-06-01 → 2008-08-13Public Assistance, Hazard Mitigation
2008-03-19DR-1749-MO major disasterSevere StormSevere Storms and Flooding2008-03-17 → 2008-05-09Public Assistance
2007-12-27DR-1736-MO major disasterSevere Ice StormSevere Winter Storms2007-12-06 → 2007-12-15Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2007-06-11DR-1708-MO major disasterSevere StormSevere Storms and Flooding2007-05-05 → 2007-05-18Individual Assistance, Hazard Mitigation
2006-03-16DR-1631-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2006-03-08 → 2006-03-13Individual Assistance, Public Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Hazard Mitigation
2002-02-06DR-1403-MO major disasterSevere Ice StormSevere Winter Ice Storm2002-01-29 → 2002-02-13Individual Assistance, Hazard Mitigation
1998-10-14DR-1253-MO major disasterSevere StormSevere Storms, Flooding and Tornadoes1998-10-04 → 1998-10-11Public Assistance
1995-06-02DR-1054-MO major disasterSevere StormSevere Storms, Tornadoes, Hail, Flooding1995-05-13 → 1995-06-23Individual Assistance
1994-04-21DR-1023-MO major disasterSevere StormSevere Storms, Tornadoes, Flooding1994-04-09 → 1994-05-05Individual Assistance
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance, Public Assistance
1986-10-14DR-779-MO major disasterFloodSevere Storms & Flooding1986-09-18 → 1986-10-15Public Assistance
1976-09-24EM-3017-MO emergencyDroughtDrought1976-09-24Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Morgan County itself are listed. 10 of these 28 opened Individual Assistance here. What a declaration does and does not pay for.

Flood claims by ZIP code in Morgan County

4 ZIP codes with at least one claim FEMA assigned to Morgan County.

650377$79K47%32015
650845$82K33%22018
650722$013%22021
650111$2K7%12013

Neighboring counties

NeighborClaimsPaidOutside high-risk
Morgan County (this page)15$162K33%
Camden County92$1.7M49%
Pettis County45$335K43%
Benton County38$318K3%
Miller County28$553K76%
Moniteau County27$261K11%
Cooper County9$137K38%

All 107 Missouri counties → · County and ZIP rankings →

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29141, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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