ZipFactbookHome › Flood claims › Missouri › Pemiscot County
Pemiscot County, MO flood insurance claims history
127 claims under the National Flood Insurance Program on file for flood losses in Pemiscot County since 1978, with $746K paid. The worst year was 1979 with 16 claims. Pemiscot County ranks #43 of 107 in Missouri by claim count.
What the Pemiscot County record shows
- 9% of claims with a zone on file came from outside FEMA's high-risk zones.
- 2016–2025 brought 7 claims, 67% fewer than 2006–2015 (21). Counts also move with how many buildings held a policy.
- The average paid claim is $9K, below the Missouri average of $23K (nominal dollars).
- 35% of claims closed without a payment, against 15% statewide.
- ZIP codes 63830, 63851 and 63877 hold 86% of claims, out of 6 ZIP codes with any.
- March through May accounts for 72% of losses.
- New Madrid County has the most claims among its neighbors (202, against 127 here).
NFIP claims
127
1978–2025
Total paid
$746K
nominal dollars, not inflation-adjusted
Claims paid
65%
82 received a payment
Average payout
$9K
per paid claim
Last 10 years
7
claims 2017 – 2026
Most recent loss
2025-04-06
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
Loading claim records…
Flood claims by year
Peak: 16 claims in 1979
Biggest flood events in Pemiscot County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| Mid-spring storms | 8 | $91K | $11K | 2011 |
| Flooding (FEMA general label) | 6 | $16K | $3K | 1998 |
| Flooding (FEMA general label) | 2 | $14K | $7K | 1995 |
| Central U.S. April Flooding | 2 | $107K | $54K | 2025 |
| Late spring storms | 1 | $19K | $19K | 2011 |
15% of claims here fall under these 5 entries.How to read these labels.
Federal disaster declarations for Pemiscot County
Pemiscot County has been a designated area in 26 declarations since 1973, 23 of them for flooding, storms or hurricanes. Since 2024 it has been included in 1: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, 2025).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2025-05-21 | DR-4872-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2025-03-30 → 2025-04-08 | Public Assistance |
| 2022-01-10 | DR-4636-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes | 2021-12-10 | Public Assistance, Hazard Mitigation |
| 2020-07-09 | DR-4552-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2020-05-03 → 2020-05-04 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2019-05-20 | DR-4435-MO major disaster | Flood | Severe Storms, Straight-Line Winds, and Flooding | 2019-03-11 → 2019-04-16 | Public Assistance, Hazard Mitigation |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2011-05-09 | DR-1980-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2011-04-19 → 2011-06-06 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-02-17 | DR-1822-MO major disaster | Severe Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-06-25 | DR-1773-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-06-01 → 2008-08-13 | Public Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2006-04-05 | DR-1635-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2006-03-30 → 2006-04-03 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Individual Assistance, Public Assistance |
| 1995-06-02 | DR-1054-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Hail, Flooding | 1995-05-13 → 1995-06-23 | Individual Assistance |
| 1994-04-21 | DR-1023-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Flooding | 1994-04-09 → 1994-05-05 | Individual Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1979-04-21 | DR-579-MO major disaster | Tornado | Tornadoes, Torrential Rain & Flooding | 1979-04-21 | Individual Assistance, Public Assistance |
| 1973-04-19 | DR-372-MO major disaster | Severe Storm | Heavy Rains, Tornadoes & Flooding | 1973-04-19 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Pemiscot County itself are listed. 10 of these 26 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Pemiscot County: which ones the claims came from
High-risk A zones: 101 (80%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 10 (8%)Zone not recorded: 16 (13%)
The most common zone on Pemiscot County claims is Zone AH — 52 of 111 claims with a zone on file (47%). 91% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone AH (filed as AH, AHB) · high risk, insurance required | 52 | 47% | $443K | $9K |
| Zone A · high risk, insurance required | 34 | 31% | $106K | $3K |
| Zone A1–A30 · high risk, insurance required | 14 | 13% | $116K | $8K |
| Zone B · moderate / low risk | 4 | 4% | $25K | $6K |
| Zone C · moderate / low risk | 4 | 4% | $1K | $352 |
| Zone X · moderate / low risk | 2 | 2% | $21K | $11K |
| Zone AE · high risk, insurance required | 1 | 1% | $12K | $12K |
16 Pemiscot County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Accumulation of rainfall or snowmelt | 48 | 38% |
| Tidal water overflow (storm surge) | 39 | 31% |
| Stream, river or lake overflow | 39 | 31% |
| Other causes | 1 | 1% |
Flood claims by ZIP code in Pemiscot County
7 ZIP codes with at least one claim FEMA assigned to Pemiscot County.
| 63830 | 85 | $382K | 67% | 19 | 2019 |
| 63851 | 13 | $157K | 10% | 6 | 2021 |
| 63877 | 11 | $25K | 9% | 7 | 2019 |
| 63827 | 8 | $37K | 6% | 4 | 2013 |
| 63852 | 5 | $64K | 4% | 4 | 2025 |
| Not reported | 4 | $568 | 3% | 2 | 1984 |
| 63849 | 1 | $81K | 1% | 1 | 2025 |
When does Pemiscot County flood?
May accounts for the most flood losses (42 claims, 33%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 7 | 6% |
| February | 4 | 3% |
| March | 19 | 15% |
| April | 31 | 24% |
| May | 42 | 33% |
| June | 8 | 6% |
| July | 7 | 6% |
| August | 1 | 1% |
| September | 0 | 0% |
| October | 1 | 1% |
| November | 1 | 1% |
| December | 6 | 5% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2025 | 2 | $107K |
| 2021 | 1 | $1K |
| 2020 | 1 | $19K |
| 2019 | 3 | $61K |
| 2015 | 3 | $91K |
| 2013 | 3 | $14K |
| 2011 | 13 | $110K |
| 2010 | 1 | $0 |
| 2008 | 1 | $35K |
| 2005 | 1 | $0 |
| 2003 | 2 | $0 |
| 2002 | 2 | $430 |
| 2001 | 2 | $3K |
| 1999 | 7 | $13K |
| 1998 | 6 | $16K |
| 1997 | 13 | $73K |
| 1996 | 4 | $26K |
| 1995 | 3 | $14K |
| 1994 | 4 | $21K |
| 1984 | 15 | $16K |
| 1983 | 16 | $93K |
| 1981 | 5 | $6K |
| 1980 | 2 | $434 |
| 1979 | 16 | $23K |
| 1978 | 1 | $1K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Pemiscot County (this page) | 127 | $746K | 9% |
| New Madrid County | 202 | $3.0M | 21% |
| Dunklin County | 58 | $399K | 25% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Pemiscot County
- Has Pemiscot County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2025-04-06, in FEMA data through 2026-09-08. Claims were filed in 4 of the 10 years to 2026 (7 claims).
- Has Pemiscot County had a FEMA disaster declaration?
- Yes — Pemiscot County has been named a designated area in 26 federal disaster declarations since 1973. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4872-MO, declared 2025-05-21). Since 2024 there have been 1. See the full list with dates and aid programs →
- What flood zone is Pemiscot County in?
- No single zone covers a whole county. Across 111 Pemiscot County claims with a zone on file, the most common was Zone AH (47%), and 91% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29155, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.