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Marion County, MO flood insurance claims history
535 claims under the National Flood Insurance Program on file for flood losses in Marion County since 1979, with $11.2M paid. The worst year was 1993 with 141 claims. Marion County ranks #14 of 107 in Missouri by claim count.
What the Marion County record shows
- 22% of claims with a zone on file came from outside FEMA's high-risk zones.
- 25% of all claims trace to one event, Midwest Flooding (1993), which paid $6.3M here.
- 1993 alone produced 26% of the claims on file.
- 2016–2025 brought 20 claims, 83% fewer than 2006–2015 (120). Counts also move with how many buildings held a policy.
- ZIP codes 63401, 63471 and 63461 hold 98% of claims, out of 5 ZIP codes with any.
- May through July accounts for 58% of losses.
- Marion County has more claims than any of its 6 neighbors.
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Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
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Flood claims by year
Biggest flood events in Marion County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| Midwest Flooding | 136 | $6.3M | $46K | 1993 |
| Flooding (FEMA general label) | 64 | $233K | $4K | 1986 |
| Flooding (FEMA general label) | 11 | $10K | $944 | 1985 |
| Not a named storm | 4 | $9K | $2K | 1982 |
| Late spring storms | 1 | $2K | $2K | 2011 |
| Not a named storm | 1 | $22K | $22K | 2008 |
41% of claims here fall under these 6 entries.How to read these labels.
Federal disaster declarations for Marion County
Marion County has been a designated area in 25 declarations since 1965, 22 of them for flooding, storms or hurricanes. Since 2024 it has been included in 1: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2026-08-03 | DR-4929-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2026-06-04 → 2026-06-18 | Public Assistance |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2015-08-07 | DR-4238-MO major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-05-15 → 2015-07-27 | Public Assistance, Hazard Mitigation |
| 2013-07-18 | DR-4130-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2013-05-29 → 2013-06-10 | Public Assistance, Hazard Mitigation |
| 2011-03-23 | DR-1961-MO major disaster | Severe Storm | Severe Winter Storm and Snowstorm | 2011-01-31 → 2011-02-05 | Public Assistance, Hazard Mitigation |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2010-08-17 | DR-1934-MO major disaster | Severe Storm | Severe Storms, Flooding, and Tornadoes | 2010-06-12 → 2010-07-31 | Public Assistance, Hazard Mitigation |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-11-13 | DR-1809-MO major disaster | Severe Storm | Severe Storms, Flooding, and a Tornado | 2008-09-11 → 2008-09-24 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2008-06-25 | DR-1773-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-06-01 → 2008-08-13 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2006-12-29 | DR-1673-MO major disaster | Severe Storm | Severe Winter Storms | 2006-11-30 → 2006-12-02 | Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Public Assistance |
| 2002-02-06 | DR-1403-MO major disaster | Severe Ice Storm | Severe Winter Ice Storm | 2002-01-29 → 2002-02-13 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1993-05-11 | DR-989-MO major disaster | Flood | Severe Storms & Flooding | 1993-04-15 → 1993-05-29 | Individual Assistance |
| 1976-09-24 | EM-3017-MO emergency | Drought | Drought | 1976-09-24 | Public Assistance |
| 1973-04-19 | DR-372-MO major disaster | Severe Storm | Heavy Rains, Tornadoes & Flooding | 1973-04-19 | Individual Assistance, Public Assistance |
| 1965-06-14 | DR-198-MO major disaster | Severe Storm | Flooding | 1965-06-14 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Marion County itself are listed. 9 of these 25 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Marion County: which ones the claims came from
The most common zone on Marion County claims is Zone A1–A30 — 266 of 526 claims with a zone on file (51%). 78% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone A1–A30 · high risk, insurance required | 266 | 51% | $6.1M | $23K |
| Zone A · high risk, insurance required | 83 | 16% | $892K | $11K |
| Zone AE · high risk, insurance required | 60 | 11% | $1.9M | $31K |
| Zone B · moderate / low risk | 47 | 9% | $663K | $14K |
| Zone C · moderate / low risk | 40 | 8% | $461K | $12K |
| Zone X · moderate / low risk | 29 | 6% | $1.2M | $42K |
| Zone V · high risk, insurance required | 1 | 0% | $21K | $21K |
9 Marion County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Stream, river or lake overflow | 300 | 56% |
| Accumulation of rainfall or snowmelt | 112 | 21% |
| Tidal water overflow (storm surge) | 101 | 19% |
| Other causes | 16 | 3% |
| Alluvial fan overflow | 3 | 1% |
| Not recorded | 3 | 1% |
Flood claims by ZIP code in Marion County
6 ZIP codes with at least one claim FEMA assigned to Marion County.
| 63401 | 354 | $4.6M | 66% | 23 | 2020 |
| 63471 | 86 | $4.7M | 16% | 5 | 2015 |
| 63461 | 82 | $1.8M | 15% | 17 | 2019 |
| Not reported | 11 | $128K | 2% | 6 | 2019 |
| 63201 | 1 | $1K | 0% | 1 | 1982 |
| 63454 | 1 | $0 | 0% | 1 | 1993 |
When does Marion County flood?
July accounts for the most flood losses (194 claims, 36%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 0 | 0% |
| February | 1 | 0% |
| March | 11 | 2% |
| April | 121 | 23% |
| May | 53 | 10% |
| June | 64 | 12% |
| July | 194 | 36% |
| August | 16 | 3% |
| September | 3 | 1% |
| October | 65 | 12% |
| November | 2 | 0% |
| December | 5 | 1% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2020 | 2 | $78K |
| 2019 | 13 | $667K |
| 2018 | 4 | $9K |
| 2017 | 1 | $4K |
| 2015 | 15 | $260K |
| 2014 | 4 | $50K |
| 2013 | 14 | $167K |
| 2011 | 1 | $2K |
| 2010 | 43 | $1.2M |
| 2009 | 1 | $2K |
| 2008 | 42 | $1.3M |
| 2004 | 1 | $3K |
| 2001 | 26 | $517K |
| 1998 | 1 | $10K |
| 1996 | 5 | $29K |
| 1993 | 141 | $6.4M |
| 1992 | 1 | $0 |
| 1990 | 1 | $5K |
| 1987 | 1 | $6K |
| 1986 | 66 | $233K |
| 1985 | 12 | $11K |
| 1984 | 1 | $0 |
| 1983 | 77 | $180K |
| 1982 | 11 | $10K |
| 1981 | 22 | $20K |
| 1980 | 1 | $0 |
| 1979 | 28 | $54K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Marion County (this page) | 535 | $11.2M | 22% |
| Adams County, IL | 374 | $13.7M | 10% |
| Pike County, IL | 335 | $7.2M | 12% |
| Lewis County | 143 | $3.5M | 36% |
| Ralls County | 51 | $929K | 43% |
| Monroe County | 12 | $199K | 0% |
| Shelby County | 2 | $81K | 0% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Marion County
- Has Marion County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2020-06-30, in FEMA data through 2026-09-08. Claims were filed in 4 of the 10 years to 2026 (20 claims).
- Has Marion County had a FEMA disaster declaration?
- Yes — Marion County has been named a designated area in 25 federal disaster declarations since 1965. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, declared 2026-08-03). Since 2024 there have been 1. See the full list with dates and aid programs →
- What flood zone is Marion County in?
- No single zone covers a whole county. Across 526 Marion County claims with a zone on file, the most common was Zone A1–A30 (51%), and 78% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29127, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.