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Marion County, MO flood insurance claims history

535 claims under the National Flood Insurance Program on file for flood losses in Marion County since 1979, with $11.2M paid. The worst year was 1993 with 141 claims. Marion County ranks #14 of 107 in Missouri by claim count.

What the Marion County record shows

  • 22% of claims with a zone on file came from outside FEMA's high-risk zones.
  • 25% of all claims trace to one event, Midwest Flooding (1993), which paid $6.3M here.
  • 1993 alone produced 26% of the claims on file.
  • 2016–2025 brought 20 claims, 83% fewer than 2006–2015 (120). Counts also move with how many buildings held a policy.
  • ZIP codes 63401, 63471 and 63461 hold 98% of claims, out of 5 ZIP codes with any.
  • May through July accounts for 58% of losses.
  • Marion County has more claims than any of its 6 neighbors.
NFIP claims
535
1979–2020
Total paid
$11.2M
nominal dollars, not inflation-adjusted
Claims paid
81%
434 received a payment
Average payout
$26K
per paid claim
Last 10 years
20
claims 2017 – 2026
Most recent loss
2020-06-30
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 141 claims in 1993

Biggest flood events in Marion County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Midwest Flooding136$6.3M$46K1993
Flooding (FEMA general label)64$233K$4K1986
Flooding (FEMA general label)11$10K$9441985
Not a named storm4$9K$2K1982
Late spring storms1$2K$2K2011
Not a named storm1$22K$22K2008

41% of claims here fall under these 6 entries.How to read these labels.

Federal disaster declarations for Marion County

Marion County has been a designated area in 25 declarations since 1965, 22 of them for flooding, storms or hurricanes. Since 2024 it has been included in 1: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, 2026).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2026-08-03DR-4929-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2026-06-04 → 2026-06-18Public Assistance
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2019-07-09DR-4451-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2019-04-29 → 2019-07-05Public Assistance, Hazard Mitigation
2016-01-02EM-3374-MO emergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-12-22 → 2016-01-09Public Assistance
2015-08-07DR-4238-MO major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-05-15 → 2015-07-27Public Assistance, Hazard Mitigation
2013-07-18DR-4130-MO major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding2013-05-29 → 2013-06-10Public Assistance, Hazard Mitigation
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2010-08-17DR-1934-MO major disasterSevere StormSevere Storms, Flooding, and Tornadoes2010-06-12 → 2010-07-31Public Assistance, Hazard Mitigation
2009-06-19DR-1847-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2009-05-08 → 2009-05-16Public Assistance, Hazard Mitigation
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-11-13DR-1809-MO major disasterSevere StormSevere Storms, Flooding, and a Tornado2008-09-11 → 2008-09-24Individual Assistance, Public Assistance, Hazard Mitigation
2008-06-25DR-1773-MO major disasterSevere StormSevere Storms and Flooding2008-06-01 → 2008-08-13Individual Assistance, Public Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2006-12-29DR-1673-MO major disasterSevere StormSevere Winter Storms2006-11-30 → 2006-12-02Public Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Public Assistance, Hazard Mitigation
2002-05-06DR-1412-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2002-04-24 → 2002-06-10Public Assistance
2002-02-06DR-1403-MO major disasterSevere Ice StormSevere Winter Ice Storm2002-01-29 → 2002-02-13Individual Assistance, Public Assistance, Hazard Mitigation
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance, Public Assistance
1993-05-11DR-989-MO major disasterFloodSevere Storms & Flooding1993-04-15 → 1993-05-29Individual Assistance
1976-09-24EM-3017-MO emergencyDroughtDrought1976-09-24Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance
1965-06-14DR-198-MO major disasterSevere StormFlooding1965-06-14Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Marion County itself are listed. 9 of these 25 opened Individual Assistance here. What a declaration does and does not pay for.

Flood zones in Marion County: which ones the claims came from

High-risk A zones: 409 (76%)Coastal high-risk V zones: 1 (0%)Moderate / low-risk zones (B, C, X): 116 (22%)Zone not recorded: 9 (2%)

The most common zone on Marion County claims is Zone A1–A30 — 266 of 526 claims with a zone on file (51%). 78% were in a high-risk Special Flood Hazard Area.

Flood zone at ratingClaimsSharePaidAvg / claim
Zone A1–A30 · high risk, insurance required26651%$6.1M$23K
Zone A · high risk, insurance required8316%$892K$11K
Zone AE · high risk, insurance required6011%$1.9M$31K
Zone B · moderate / low risk479%$663K$14K
Zone C · moderate / low risk408%$461K$12K
Zone X · moderate / low risk296%$1.2M$42K
Zone V · high risk, insurance required10%$21K$21K

9 Marion County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow30056%
Accumulation of rainfall or snowmelt11221%
Tidal water overflow (storm surge)10119%
Other causes163%
Alluvial fan overflow31%
Not recorded31%

Flood claims by ZIP code in Marion County

6 ZIP codes with at least one claim FEMA assigned to Marion County.

63401354$4.6M66%232020
6347186$4.7M16%52015
6346182$1.8M15%172019
Not reported11$128K2%62019
632011$1K0%11982
634541$00%11993

When does Marion County flood?

July accounts for the most flood losses (194 claims, 36%). Claims by month of loss:

MonthClaimsShare
January00%
February10%
March112%
April12123%
May5310%
June6412%
July19436%
August163%
September31%
October6512%
November20%
December51%

Year-by-year detail

Year of lossClaimsPaid
20202$78K
201913$667K
20184$9K
20171$4K
201515$260K
20144$50K
201314$167K
20111$2K
201043$1.2M
20091$2K
200842$1.3M
20041$3K
200126$517K
19981$10K
19965$29K
1993141$6.4M
19921$0
19901$5K
19871$6K
198666$233K
198512$11K
19841$0
198377$180K
198211$10K
198122$20K
19801$0
197928$54K

Neighboring counties

NeighborClaimsPaidOutside high-risk
Marion County (this page)535$11.2M22%
Adams County, IL374$13.7M10%
Pike County, IL335$7.2M12%
Lewis County143$3.5M36%
Ralls County51$929K43%
Monroe County12$199K0%
Shelby County2$81K0%

All 107 Missouri counties → · County and ZIP rankings →

Common questions about flooding in Marion County

Has Marion County flooded recently?
The most recent flood loss with an insurance claim on file was on 2020-06-30, in FEMA data through 2026-09-08. Claims were filed in 4 of the 10 years to 2026 (20 claims).
Has Marion County had a FEMA disaster declaration?
Yes — Marion County has been named a designated area in 25 federal disaster declarations since 1965. The most recent is Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4929-MO, declared 2026-08-03). Since 2024 there have been 1. See the full list with dates and aid programs →
What flood zone is Marion County in?
No single zone covers a whole county. Across 526 Marion County claims with a zone on file, the most common was Zone A1–A30 (51%), and 78% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29127, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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