ZipFactbookHome › Flood claims › Missouri › Greene County
Greene County, MO flood insurance claims history
206 claims under the National Flood Insurance Program on file for flood losses in Greene County since 1978, with $3.4M paid. The worst year was 2008 with 44 claims. Greene County ranks #30 of 107 in Missouri by claim count.
What the Greene County record shows
- 54% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
- No single storm dominates: March storm (2008), Early winter storms (2015) and Late spring severe storms (2017) together account for 17% of claims.
- Per claim, the costliest named event was Late spring severe storms (2017), averaging $26K across 6 claims.
- 2008 alone produced 21% of the claims on file.
- Claims were filed in 9 of the 10 years to 2026, so flooding here is regular rather than once in a generation.
- 2016–2025 brought 30 claims, 64% fewer than 2006–2015 (83). Counts also move with how many buildings held a policy.
- Greene County has more claims than any of its 5 neighbors.
NFIP claims
206
1978–2026
Total paid
$3.4M
nominal dollars, not inflation-adjusted
Claims paid
78%
161 received a payment
Average payout
$21K
per paid claim
Last 10 years
29
claims 2017 – 2026
Most recent loss
2026-07-29
data as of 2026-09-08
Look up your ZIP code
Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.
Loading claim records…
Flood claims by year
Peak: 44 claims in 2008
Biggest flood events in Greene County
| Flood event (FEMA name) | Claims | Paid | Avg / claim | Year |
|---|---|---|---|---|
| March storm | 16 | $166K | $10K | 2008 |
| Early winter storms | 12 | $184K | $15K | 2015 |
| Late spring severe storms | 6 | $156K | $26K | 2017 |
| Mid-spring storms | 4 | $7K | $2K | 2011 |
| Not a named storm | 1 | $470 | $470 | 1982 |
| Hurricane Ike | 1 | $12K | $12K | 2008 |
| Flooding (FEMA general label) | 1 | $4K | $4K | 1990 |
| Flooding (FEMA general label) | 1 | $0 | $0 | 1985 |
20% of claims here fall under these 8 entries.How to read these labels.
Federal disaster declarations for Greene County
Greene County has been a designated area in 27 declarations since 1974, 24 of them for flooding, storms or hurricanes. Since 2024 it has been included in 2: Severe Storms, Tornadoes, and Flooding (DR-4924-MO, 2026), Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4876-MO, 2025).
| Declared | FEMA number | Incident | Declared for | Dates of the incident | Aid unlocked here |
|---|---|---|---|---|---|
| 2026-06-30 | DR-4924-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2026-04-23 → 2026-04-28 | Public Assistance |
| 2025-06-09 | DR-4876-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2025-04-29 | Public Assistance |
| 2023-09-21 | DR-4741-MO major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 2023-07-29 → 2023-08-14 | Public Assistance, Hazard Mitigation |
| 2020-03-26 | DR-4490-MO major disaster | Biological | COVID-19 Pandemic | 2020-01-20 → 2023-05-11 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2020-03-13 | EM-3482-MO emergency | Biological | COVID-19 | 2020-01-20 → 2023-05-11 | Public Assistance |
| 2019-07-09 | DR-4451-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2019-04-29 → 2019-07-05 | Individual Assistance, Hazard Mitigation |
| 2017-06-02 | DR-4317-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds and Flooding | 2017-04-28 → 2017-05-11 | Individual Assistance, Hazard Mitigation |
| 2016-01-21 | DR-4250-MO major disaster | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-23 → 2016-01-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2016-01-02 | EM-3374-MO emergency | Flood | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding | 2015-12-22 → 2016-01-09 | Public Assistance |
| 2011-02-03 | EM-3317-MO emergency | Severe Storm | Severe Winter Storm | 2011-01-31 → 2011-02-05 | Public Assistance |
| 2009-06-19 | DR-1847-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2009-05-08 → 2009-05-16 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2009-01-30 | EM-3303-MO emergency | Severe Ice Storm | Severe Winter Storm | 2009-01-26 → 2009-01-28 | Public Assistance |
| 2008-06-25 | DR-1773-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-06-01 → 2008-08-13 | Individual Assistance, Hazard Mitigation |
| 2008-03-19 | DR-1749-MO major disaster | Severe Storm | Severe Storms and Flooding | 2008-03-17 → 2008-05-09 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2008-03-12 | DR-1748-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2008-02-10 → 2008-02-14 | Public Assistance, Hazard Mitigation |
| 2007-12-12 | EM-3281-MO emergency | Severe Ice Storm | Severe Winter Storms | 2007-12-08 → 2007-12-15 | Public Assistance |
| 2007-09-21 | DR-1728-MO major disaster | Severe Storm | Severe Storms and Flooding | 2007-08-19 → 2007-08-21 | Public Assistance, Hazard Mitigation |
| 2007-01-15 | DR-1676-MO major disaster | Severe Ice Storm | Severe Winter Storms and Flooding | 2007-01-12 → 2007-01-22 | Public Assistance, Hazard Mitigation |
| 2006-12-29 | DR-1673-MO major disaster | Severe Storm | Severe Winter Storms | 2006-11-30 → 2006-12-02 | Public Assistance, Hazard Mitigation |
| 2006-03-16 | DR-1631-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2006-03-08 → 2006-03-13 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2005-09-10 | EM-3232-MO emergency | Hurricane | Hurricane Katrina Evacuation | 2005-08-29 → 2005-10-01 | Public Assistance |
| 2003-05-06 | DR-1463-MO major disaster | Severe Storm | Severe Storms, Tornadoes, and Flooding | 2003-05-04 → 2003-05-30 | Individual Assistance, Public Assistance, Hazard Mitigation |
| 2002-05-06 | DR-1412-MO major disaster | Severe Storm | Severe Storms, Tornadoes and Flooding | 2002-04-24 → 2002-06-10 | Individual Assistance |
| 1993-07-09 | DR-995-MO major disaster | Flood | Severe Storms & Flooding | 1993-06-10 → 1993-10-25 | Individual Assistance, Public Assistance |
| 1990-05-24 | DR-867-MO major disaster | Flood | Severe Storms & Flooding | 1990-05-15 → 1990-05-31 | Individual Assistance |
| 1976-09-24 | EM-3017-MO emergency | Drought | Drought | 1976-09-24 | Public Assistance |
| 1974-06-10 | DR-439-MO major disaster | Flood | Severe Storms & Flooding | 1974-06-10 | Individual Assistance, Public Assistance |
OpenFEMA data through 2026-11-02; only declarations naming Greene County itself are listed. 13 of these 27 opened Individual Assistance here. What a declaration does and does not pay for.
Flood zones in Greene County: which ones the claims came from
High-risk A zones: 91 (44%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 106 (51%)Zone not recorded: 9 (4%)
Most Greene County claims with a zone on file — 55 of 197 (28%) — were rated Zone X, a moderate- or low-risk zone where no lender has to require flood insurance. 46% were in a high-risk Special Flood Hazard Area.
| Flood zone at rating | Claims | Share | Paid | Avg / claim |
|---|---|---|---|---|
| Zone X · moderate / low risk | 55 | 28% | $752K | $14K |
| Zone C · moderate / low risk | 37 | 19% | $247K | $7K |
| Zone AE · high risk, insurance required | 37 | 19% | $1.6M | $43K |
| Zone A1–A30 · high risk, insurance required | 34 | 17% | $356K | $10K |
| Zone A · high risk, insurance required | 20 | 10% | $269K | $13K |
| Zone B · moderate / low risk | 14 | 7% | $139K | $10K |
9 Greene County claims have no zone recorded and are left out of the shares above. Which zones require flood insurance →
What caused the flooding
| Cause of damage (as coded by FEMA) | Claims | Share |
|---|---|---|
| Accumulation of rainfall or snowmelt | 90 | 44% |
| Stream, river or lake overflow | 81 | 39% |
| Other causes | 15 | 7% |
| Tidal water overflow (storm surge) | 12 | 6% |
| Not recorded | 5 | 2% |
| Earth movement or landslide | 2 | 1% |
Flood claims by ZIP code in Greene County
16 ZIP codes with at least one claim FEMA assigned to Greene County.
| 65804 | 42 | $362K | 20% | 21 | 2026 |
| 65802 | 30 | $1.3M | 15% | 12 | 2026 |
| 65810 | 26 | $207K | 13% | 14 | 2024 |
| 65807 | 25 | $321K | 12% | 12 | 2026 |
| 65738 | 21 | $49K | 10% | 10 | 2012 |
| 65809 | 19 | $473K | 9% | 5 | 2025 |
| 65806 | 11 | $113K | 5% | 6 | 2016 |
| 65803 | 10 | $30K | 5% | 6 | 2025 |
| 65781 | 4 | $79K | 2% | 3 | 2026 |
| 65805 | 4 | $49K | 2% | 1 | 2008 |
| 65604 | 3 | $338K | 1% | 1 | 2026 |
| 65725 | 3 | $17K | 1% | 3 | 2024 |
| 65742 | 3 | $61K | 1% | 1 | 2008 |
| 65648 | 2 | $3K | 1% | 2 | 2015 |
| 65757 | 2 | $6K | 1% | 2 | 2018 |
| Not reported | 1 | $0 | 0% | 1 | 1979 |
When does Greene County flood?
June accounts for the most flood losses (42 claims, 20%). Claims by month of loss:
| Month | Claims | Share |
|---|---|---|
| January | 2 | 1% |
| February | 4 | 2% |
| March | 28 | 14% |
| April | 21 | 10% |
| May | 29 | 14% |
| June | 42 | 20% |
| July | 31 | 15% |
| August | 5 | 2% |
| September | 20 | 10% |
| October | 6 | 3% |
| November | 3 | 1% |
| December | 15 | 7% |
Year-by-year detail
| Year of loss | Claims | Paid |
|---|---|---|
| 2026 | 7 | $375K |
| 2025 | 5 | $74K |
| 2024 | 3 | $3K |
| 2023 | 2 | $17K |
| 2022 | 2 | $14K |
| 2021 | 1 | $0 |
| 2020 | 1 | $1K |
| 2018 | 2 | $4K |
| 2017 | 6 | $156K |
| 2016 | 8 | $662K |
| 2015 | 17 | $355K |
| 2013 | 5 | $30K |
| 2012 | 3 | $5K |
| 2011 | 4 | $7K |
| 2010 | 1 | $0 |
| 2009 | 8 | $153K |
| 2008 | 44 | $686K |
| 2007 | 1 | $0 |
| 2005 | 4 | $40K |
| 2004 | 1 | $4K |
| 2002 | 12 | $144K |
| 2001 | 1 | $7K |
| 2000 | 22 | $394K |
| 1999 | 2 | $2K |
| 1998 | 3 | $5K |
| 1997 | 1 | $0 |
| 1996 | 1 | $16K |
| 1994 | 1 | $171 |
| 1993 | 17 | $182K |
| 1992 | 2 | $3K |
| 1991 | 1 | $4K |
| 1990 | 1 | $4K |
| 1988 | 1 | $533 |
| 1985 | 1 | $0 |
| 1984 | 1 | $3K |
| 1983 | 1 | $3K |
| 1982 | 1 | $470 |
| 1980 | 1 | $0 |
| 1979 | 6 | $3K |
| 1978 | 5 | $4K |
Neighboring counties
| Neighbor | Claims | Paid | Outside high-risk |
|---|---|---|---|
| Greene County (this page) | 206 | $3.4M | 54% |
| Christian County | 78 | $2.9M | 47% |
| Lawrence County | 34 | $657K | 39% |
| Webster County | 13 | $341K | 33% |
| Polk County | 10 | $133K | 40% |
| Dallas County | 3 | $28K | 67% |
All 107 Missouri counties → · County and ZIP rankings →
Common questions about flooding in Greene County
- Has Greene County flooded recently?
- The most recent flood loss with an insurance claim on file was on 2026-07-29, in FEMA data through 2026-09-08. Claims were filed in 9 of the 10 years to 2026 (29 claims).
- Has Greene County had a FEMA disaster declaration?
- Yes — Greene County has been named a designated area in 27 federal disaster declarations since 1974. The most recent is Severe Storms, Tornadoes, and Flooding (DR-4924-MO, declared 2026-06-30). Since 2024 there have been 2. See the full list with dates and aid programs →
- What flood zone is Greene County in?
- No single zone covers a whole county. Across 197 Greene County claims with a zone on file, the most common was Zone X (28%), and 46% were in a high-risk Special Flood Hazard Area. For one address, use the flood check.
Look up another place
Source: FEMA NFIP Redacted Claims, FIPS 29077, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.