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Johnson County, MO flood insurance claims history

44 claims under the National Flood Insurance Program on file for flood losses in Johnson County since 1982, with $307K paid.

Only 44 claims on file here. Few claims can simply mean few insured buildings, so compare the neighboring counties below as well.

What the Johnson County record shows

  • 64% of claims with a zone on file came from outside FEMA's high-risk zones, well above the 14% across Missouri.
  • 2016–2025 brought 13 claims, 43% fewer than 2006–2015 (23). Counts also move with how many buildings held a policy.
  • The average paid claim is $13K, below the Missouri average of $23K (nominal dollars).
  • 45% of claims closed without a payment, against 15% statewide.
  • ZIP codes 65336, 64093 and 64061 hold 80% of claims, out of 6 ZIP codes with any.
  • April through June accounts for 61% of losses.
  • Jackson County has the most claims among its neighbors (2,115, against 44 here).
NFIP claims
44
1982–2025
Total paid
$307K
nominal dollars, not inflation-adjusted
Claims paid
55%
24 received a payment
Average payout
$13K
per paid claim
Last 10 years
11
claims 2017 – 2026
Most recent loss
2025-07-16
data as of 2026-09-08

Look up your ZIP code

Filter by ZIP, year or flood zone to see which floods the claims came from. For a street address, run the printable flood check.

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Flood claims by year

Peak: 8 claims in 2008

Biggest flood events in Johnson County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Late spring storms1$0$02012
March storm1$7K$7K2008

5% of claims here fall under these 2 entries.How to read these labels.

Federal disaster declarations for Johnson County

Johnson County has been a designated area in 21 declarations since 1965, 18 of them for flooding, storms or hurricanes. None since 2024 — the most recent was DR-4490-MO (2020-03-26).

DeclaredFEMA numberIncidentDeclared forDates of the incidentAid unlocked here
2020-03-26DR-4490-MO major disasterBiologicalCOVID-19 Pandemic2020-01-20 → 2023-05-11Individual Assistance, Public Assistance, Hazard Mitigation
2020-03-13EM-3482-MO emergencyBiologicalCOVID-192020-01-20 → 2023-05-11Public Assistance
2015-08-07DR-4238-MO major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding2015-05-15 → 2015-07-27Public Assistance, Hazard Mitigation
2011-03-23DR-1961-MO major disasterSevere StormSevere Winter Storm and Snowstorm2011-01-31 → 2011-02-05Public Assistance, Hazard Mitigation
2011-02-03EM-3317-MO emergencySevere StormSevere Winter Storm2011-01-31 → 2011-02-05Public Assistance
2009-01-30EM-3303-MO emergencySevere Ice StormSevere Winter Storm2009-01-26 → 2009-01-28Public Assistance
2008-06-25DR-1773-MO major disasterSevere StormSevere Storms and Flooding2008-06-01 → 2008-08-13Individual Assistance, Hazard Mitigation
2007-12-12EM-3281-MO emergencySevere Ice StormSevere Winter Storms2007-12-08 → 2007-12-15Public Assistance
2006-03-16DR-1631-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2006-03-08 → 2006-03-13Individual Assistance, Hazard Mitigation
2005-09-10EM-3232-MO emergencyHurricaneHurricane Katrina Evacuation2005-08-29 → 2005-10-01Public Assistance
2004-06-11DR-1524-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2004-05-18 → 2004-05-31Individual Assistance, Hazard Mitigation
2003-05-06DR-1463-MO major disasterSevere StormSevere Storms, Tornadoes, and Flooding2003-05-04 → 2003-05-30Individual Assistance, Public Assistance, Hazard Mitigation
2002-05-06DR-1412-MO major disasterSevere StormSevere Storms, Tornadoes and Flooding2002-04-24 → 2002-06-10Public Assistance
2002-02-06DR-1403-MO major disasterSevere Ice StormSevere Winter Ice Storm2002-01-29 → 2002-02-13Individual Assistance, Public Assistance, Hazard Mitigation
1995-06-02DR-1054-MO major disasterSevere StormSevere Storms, Tornadoes, Hail, Flooding1995-05-13 → 1995-06-23Individual Assistance, Public Assistance
1993-07-09DR-995-MO major disasterFloodSevere Storms & Flooding1993-06-10 → 1993-10-25Individual Assistance, Public Assistance
1990-05-24DR-867-MO major disasterFloodSevere Storms & Flooding1990-05-15 → 1990-05-31Individual Assistance, Public Assistance
1986-10-14DR-779-MO major disasterFloodSevere Storms & Flooding1986-09-18 → 1986-10-15Public Assistance
1976-09-24EM-3017-MO emergencyDroughtDrought1976-09-24Public Assistance
1973-04-19DR-372-MO major disasterSevere StormHeavy Rains, Tornadoes & Flooding1973-04-19Individual Assistance, Public Assistance
1965-07-27DR-203-MO major disasterFloodSevere Storms & Flooding1965-07-27Individual Assistance, Public Assistance

OpenFEMA data through 2026-11-02; only declarations naming Johnson County itself are listed. 11 of these 21 opened Individual Assistance here. What a declaration does and does not pay for.

Flood claims by ZIP code in Johnson County

7 ZIP codes with at least one claim FEMA assigned to Johnson County.

6533616$205K36%62025
6409316$14K36%132025
640613$12K7%32009
647613$66K7%32020
640403$6K7%22014
Not reported2$05%11984
640191$4K2%12021

Neighboring counties

NeighborClaimsPaidOutside high-risk
Johnson County (this page)44$307K64%
Jackson County2,115$45.7M43%
Cass County328$5.4M33%
Pettis County45$335K43%
Lafayette County18$276K18%
Henry County1$8K—

All 107 Missouri counties → · County and ZIP rankings →

Look up another place

Source: FEMA NFIP Redacted Claims, FIPS 29101, data as of 2026-09-08. Insured buildings only, never a specific property: see how to check a house and the limits of this data.

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