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Caswell County, NC flood insurance claims history

1 claim under the National Flood Insurance Program have been filed for flood losses in Caswell County since 1995, and FEMA has paid out $0 on them. The worst year was 1995 with 1 claim. Caswell County ranks #100 of 100 in North Carolina by claim count.

At a glance

  • 0% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • Flood claims were filed in 1 of the last 10 years — losses here come in occasional big events rather than every year.
  • More flood claims than 0% of the 100 North Carolina counties with any claims on file — and more than 0 of its 4 neighbors.
NFIP claims
1
1995
Total paid
$0
nominal dollars, not inflation-adjusted
Claims paid
0%
0 received a payment
Average payout
$0
per paid claim
Last 10 years
1
claim 1986 – 1995
Most recent loss
1995-08-29
data as of 2026-09-08

Look up your ZIP code

Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid — and which named floods those claims came from, which a county-wide list cannot tell you. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere. Have a street address? Run the printable flood check for it →

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Flood claims by year

Peak: 1 claim in 1995

Claims by year of loss, 1995–1995. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 1 (100%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 0 (0%)Zone not recorded: 0 (0%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)1$0$0

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt1100%

Flood claims by ZIP code in Caswell County

1 ZIP codes in Caswell County have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Caswell County.

273431$0100%11995

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Caswell County flood?

August accounts for the most flood losses (1 claim, 100%). Claims by month of loss:

MonthClaimsShare
January00%
February00%
March00%
April00%
May00%
June00%
July00%
August1100%
September00%
October00%
November00%
December00%

Year-by-year detail

Year of lossClaimsPaid
19951$0

Neighboring counties

Caswell County borders 4 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Caswell County (this page)1$00%
Orange County568$36.4M25%
Alamance County168$5.1M14%
Rockingham County108$725K64%
Person County9$50K33%

All 100 North Carolina counties → · County and ZIP rankings →

Common questions about flooding in Caswell County

Has Caswell County flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 1995-08-29, and claims were filed in 1 of the last 10 years (1 claim from 1986 to 1995). FEMA’s data runs to 2026-09-08, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 0% of Caswell County’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 37033, data as of 2026-09-08). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.

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