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Burlington County, NJ flood insurance claims history

2,180 claims under the National Flood Insurance Program have been filed for flood losses in Burlington County since 1978, and FEMA has paid out $29.4M on them. The worst year was 2011 with 424 claims. Burlington County ranks #14 of 21 in New Jersey by claim count.

At a glance

  • 27% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 15% of all claims trace to a single event — Hurricane Irene (2011), which paid $4.7M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 35% of the 21 New Jersey counties with any claims on file — and more than 1 of its 5 neighbors.
  • ZIP 08016 has the most claims in the county (342, 16%). Check your ZIP →
NFIP claims
2,180
1978–2026
Total paid
$29.4M
nominal dollars, not inflation-adjusted
Claims paid
70%
1,520 received a payment
Average payout
$19K
per paid claim
Last 10 years
377
claims 2017 – 2026
Most recent loss
2026-07-12
data as of 2026-09-08

Look up your ZIP code

Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid — and which named floods those claims came from, which a county-wide list cannot tell you. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere. Have a street address? Run the printable flood check for it →

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Flood claims by year

Peak: 424 claims in 2011

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Burlington County

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Hurricane Irene332$4.7M$14K2011
April 2007 Nor'easter217$2.8M$13K2007
Hurricane Sandy89$3.5M$40K2012
Mid-spring storms86$1.1M$13K2014
December Storm - Nor'easter46$177K$4K1992
March 2010 Nor'easter44$179K$4K2010
Hurricane Floyd26$144K$6K1999
Flooding (FEMA general label)22$54K$2K1984
Flooding (FEMA general label)16$141K$9K1980
Flooding (FEMA general label)16$68K$4K1996
Hurricane Ida12$174K$14K2021
Hurricane Gloria9$42K$5K1985

42% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 1,500 (69%)Coastal high-risk V zones: 1 (0%)Moderate / low-risk zones (B, C, X): 569 (26%)Zone not recorded: 110 (5%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)1,500$21.6M$14K
Coastal high-risk V zones (V, VE, V1–V30)1$687$687
Moderate / low-risk zones (B, C, X)569$7.3M$13K
Zone not recorded110$417K$4K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt1,02747%
Stream, river or lake overflow62529%
Tidal water overflow (storm surge)32715%
Other causes1617%
Not recorded321%
Alluvial fan overflow80%

Flood claims by ZIP code in Burlington County

36 ZIP codes in Burlington County have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Burlington County.

08016342$984K16%352025
08060268$3.9M12%322026
08055255$4.2M12%312024
08077212$1.8M10%322025
08048201$7.2M9%162026
08075190$1.6M9%272024
08088157$3.3M7%192022
0805481$532K4%282023
0801548$365K2%202024
0805347$301K2%162024
0806545$262K2%142024
0805745$97K2%222020
0806843$185K2%122021
0804637$724K2%162024
0822436$1.2M2%92023
Not reported35$160K2%142009
0821525$1.2M1%62018
0808722$562K1%52023
0850520$43K1%132019
0805215$352K1%82019
0801013$48K1%102024
080228$31K0%52014
085625$38K0%41999
085545$32K0%52021
077244$31K0%31996
080644$131K0%22019
085113$8890%21989
080363$11K0%22014
080113$4160%21996
085152$1K0%22019
080391$1K0%11999
085011$13K0%12011
082271$52K0%12012
086201$8680%11979
080731$1K0%11979
080081$00%11985

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Burlington County flood?

April accounts for the most flood losses (424 claims, 19%). Claims by month of loss:

MonthClaimsShare
January1346%
February583%
March974%
April42419%
May1165%
June1838%
July38017%
August42419%
September964%
October1326%
November241%
December1125%

Year-by-year detail

Year of lossClaimsPaid
20262$0
20252$0
202488$812K
202327$109K
20225$6K
202139$287K
20208$47K
2019140$3.3M
201851$1.0M
201715$78K
20163$703
20153$0
201499$1.2M
201311$43K
2012108$3.7M
2011424$5.5M
201053$218K
200920$79K
20085$25K
2007243$3.0M
200613$31K
200532$181K
2004232$8.0M
200320$14K
20024$0
20017$0
20006$29K
199938$172K
199829$172K
19976$21K
199649$186K
199428$83K
199315$13K
199250$180K
19919$26K
19903$32K
198977$292K
19883$678
198718$50K
19865$7K
198511$45K
198429$64K
198316$13K
19829$5K
19811$4K
198018$141K
197956$128K
197850$154K

Neighboring counties

Burlington County borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Burlington County (this page)2,180$29.4M27%
Ocean County52,884$2.61B4%
Atlantic County20,909$493.9M3%
Monmouth County20,039$937.5M18%
Mercer County2,432$48.4M29%
Camden County1,329$8.6M34%

All 21 New Jersey counties → · County and ZIP rankings →

Common questions about flooding in Burlington County

Has Burlington County flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-07-12, and claims were filed in 10 of the last 10 years (377 claims from 2017 to 2026). FEMA’s data runs to 2026-09-08, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 27% of Burlington County’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 34005, data as of 2026-09-08). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.

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