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Tangipahoa Parish, LA flood insurance claims history

4,296 National Flood Insurance Program claims have been filed for flood losses in Tangipahoa Parish since 1978, and FEMA has paid out $177.6M on them. The worst year was 2016 with 1,696 claims. Tangipahoa Parish ranks #17 of 64 in Louisiana by claim count.

At a glance

  • 35% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 26% of all claims trace to a single event — Mid-summer severe storms (2016), which paid $72.3M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 75% of the 64 Louisiana parishes with any claims on file — and more than 2 of its 5 neighbors.
  • ZIP 70454 has the most claims in the county (1,514, 35%). Check your ZIP →
NFIP claims
4,296
1978 – 2026
Total paid
$177.6M
nominal dollars, not inflation-adjusted
Claims paid
81%
3,492 received a payment
Average payout
$51K
per paid claim
Last 10 years
1,145
claims 2017 – 2026
Most recent loss
2026-03-07
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 1,696 claims in 2016
 
 
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Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Tangipahoa Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-summer severe storms1,103$72.3M$66K2016
Hurricane Ida1,005$53.3M$53K2021
Late winter severe storms573$25.8M$45K2016
Hurricane Isaac332$10.7M$32K2012
Hurricane Katrina189$1.8M$10K2005
Flooding (FEMA general label)108$1.4M$13K1983
Hurricane Gustav41$1.2M$29K2008
Hurricane Ike41$1.1M$28K2008
Flooding (FEMA general label)37$260K$7K1993
Tropical Storm Isidore37$526K$14K2002
Hurricane Lili30$97K$3K2002
Tropical Storm Allison29$141K$5K2001

82% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 2,513 (58%)Coastal high-risk V zones: 158 (4%)Moderate / low-risk zones (B, C, X): 1,412 (33%)Zone not recorded: 213 (5%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)2,513$98.0M$39K
Coastal high-risk V zones (V, VE, V1–V30)158$6.0M$38K
Moderate / low-risk zones (B, C, X)1,412$71.8M$51K
Zone not recorded213$1.8M$8K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt2,09549%
Stream, river or lake overflow1,26930%
Other causes61314%
Tidal water overflow (storm surge)2516%
Not recorded351%
Alluvial fan overflow221%

Flood claims by ZIP code in Tangipahoa Parish

27 ZIP codes in Tangipahoa Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Tangipahoa Parish.

704541,514$72.6M35%362024
70401932$34.1M22%362024
70403657$25.0M15%342024
70455336$17.9M8%192021
70443227$8.1M5%222025
70466180$5.1M4%232022
70421112$3.9M3%132021
7042293$3.6M2%182023
7044645$1.7M1%142021
7045633$1.9M1%92026
7046231$1.2M1%122021
7045129$119K1%122021
7043725$1.1M1%82021
7046524$399K1%82023
7044419$227K0%92016
18$234K0%51985
704049$88K0%41993
712592$54K0%22005
704532$38K0%22021
70403-21971$00%12021
704611$8050%11980
70454-44651$13K0%12021
704421$124K0%12016
70466-45121$45K0%12021
704331$00%12021
704361$00%12011
70454-67171$138K0%12021

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Tangipahoa Parish flood?

August accounts for the most flood losses (2,690 claims, 63%). Claims by month of loss:

MonthClaimsShare
January832%
February261%
March62415%
April1965%
May1704%
June752%
July281%
August2,69063%
September2706%
October1002%
November100%
December241%

Year-by-year detail

Year of lossClaimsPaid
20261$151K
20251$1K
202415$278K
20236$131K
20229$16K
20211,031$53.6M
202049$1.8M
201914$187K
20184$11K
201715$99K
20161,696$98.4M
20152$0
20141$0
201313$153K
2012345$10.9M
201129$438K
20107$66K
20097$55K
2008172$3.7M
20071$0
20065$14K
2005220$2.6M
200435$460K
200356$567K
200284$661K
200133$184K
20001$0
19992$2K
199834$238K
19972$0
199620$84K
199536$161K
199425$58K
199344$276K
199230$188K
199111$40K
199015$26K
19893$21K
19885$30K
198712$40K
19861$0
198523$216K
19841$1K
1983127$1.6M
19826$30K
19811$493
198029$93K
197914$67K
19783$10K

Neighboring parishes and counties

Tangipahoa Parish borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Tangipahoa Parish (this page)4,296$177.6M35%
St. Tammany Parish38,420$1.78B28%
Livingston Parish14,639$835.2M11%
St. John the Baptist Parish8,979$655.3M34%
Washington Parish674$15.6M30%
St. Helena Parish65$2.6M33%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Tangipahoa Parish

Has Tangipahoa Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-03-07, and claims were filed in 10 of the last 10 years (1,145 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 35% of Tangipahoa Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22105, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.