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East Carroll Parish, LA flood insurance claims history

116 National Flood Insurance Program claims have been filed for flood losses in East Carroll Parish since 1979, and FEMA has paid out $2.0M on them. The worst year was 2011 with 24 claims. East Carroll Parish ranks #54 of 64 in Louisiana by claim count.

At a glance

  • 51% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 20% of all claims trace to a single event — Mid-spring storms (2011), which paid $629K here.
  • Flood claims were filed in 8 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 16% of the 64 Louisiana parishes with any claims on file — and more than 1 of its 3 neighbors.
  • ZIP 71254 has the most claims in the county (76, 66%). Check your ZIP →
NFIP claims
116
1979 – 2025
Total paid
$2.0M
nominal dollars, not inflation-adjusted
Claims paid
77%
89 received a payment
Average payout
$23K
per paid claim
Last 10 years
19
claims 2016 – 2025
Most recent loss
2025-04-23
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 24 claims in 2011
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25

Claims by year of loss, 1979–2025. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in East Carroll Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-spring storms23$629K$27K2011
Hurricane Gustav12$339K$28K2008
Late winter severe storms9$334K$37K2016
Flooding (FEMA general label)4$59K$15K1991
Hurricane Ike2$13K$6K2008
Flooding (FEMA general label)1$1K$1K1982
Flooding (FEMA general label)1$0$01995
Hurricane Isaac1$0$02012
Hurricane Delta1$2K$2K2020

47% of claims here fall under these 9 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 49 (42%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 51 (44%)Zone not recorded: 16 (14%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)49$1.1M$23K
Moderate / low-risk zones (B, C, X)51$847K$17K
Zone not recorded16$33K$2K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt6354%
Stream, river or lake overflow2522%
Other causes1311%
Tidal water overflow (storm surge)1210%
Not recorded22%
Earth movement or landslide11%

Flood claims by ZIP code in East Carroll Parish

7 ZIP codes in East Carroll Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to East Carroll Parish.

7125476$1.3M66%212025
7128616$640K14%82021
7127610$41K9%82015
7$15K6%41984
706003$2K3%21995
712823$42K3%21997
712631$2K1%12020

Click a column to sort. Click a ZIP to load it in the lookup above.

When does East Carroll Parish flood?

May accounts for the most flood losses (34 claims, 29%). Claims by month of loss:

MonthClaimsShare
January11%
February00%
March1412%
April2118%
May3429%
June1513%
July22%
August11%
September1916%
October43%
November22%
December33%

Year-by-year detail

Year of lossClaimsPaid
20251$1K
20231$0
20221$38K
20212$16K
20202$2K
20192$27K
20181$268K
20169$334K
20151$0
20144$23K
20131$4K
20121$0
201124$629K
20101$0
20093$32K
200817$426K
20061$2K
20012$5K
19991$2K
19981$800
19977$65K
19957$23K
19942$7K
19915$61K
19844$8K
19834$10K
19825$13K
19801$8K
19795$7K

Neighboring parishes and counties

East Carroll Parish borders 3 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
East Carroll Parish (this page)116$2.0M51%
Richland Parish473$11.1M52%
Madison Parish250$2.7M24%
West Carroll Parish63$1.8M51%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in East Carroll Parish

Has East Carroll Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2025-04-23, and claims were filed in 8 of the last 10 years (19 claims from 2016 to 2025). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 51% of East Carroll Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22035, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.