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Catahoula Parish, LA flood insurance claims history

1,627 National Flood Insurance Program claims have been filed for flood losses in Catahoula Parish since 1978, and FEMA has paid out $14.7M on them. The worst year was 1991 with 572 claims. Catahoula Parish ranks #25 of 64 in Louisiana by claim count.

At a glance

  • 5% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • Flood claims were filed in 8 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 62% of the 64 Louisiana parishes with any claims on file — and more than 5 of its 6 neighbors.
  • ZIP 71343 has the most claims in the county (1,057, 65%). Check your ZIP →
NFIP claims
1,627
1978 – 2025
Total paid
$14.7M
nominal dollars, not inflation-adjusted
Claims paid
82%
1,340 received a payment
Average payout
$11K
per paid claim
Last 10 years
210
claims 2016 – 2025
Most recent loss
2025-05-26
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 572 claims in 1991
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25

Claims by year of loss, 1978–2025. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Catahoula Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Flooding (FEMA general label)274$2.2M$8K1991
Flooding (FEMA general label)140$272K$2K1983
Late winter severe storms50$1.5M$30K2016
Mid-spring storms39$495K$13K2011
Flooding (FEMA general label)34$143K$4K1982
Hurricane Gustav33$523K$16K2008
Flooding (FEMA general label)9$39K$4K1989
Hurricane Delta8$523K$65K2020
Flooding (FEMA general label)8$55K$7K1987
Flooding (FEMA general label)3$6K$2K1980
Mid-summer severe storms2$11K$6K2016
Spring storm2$0$02015

37% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 1,075 (66%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 59 (4%)Zone not recorded: 493 (30%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)1,075$11.9M$11K
Moderate / low-risk zones (B, C, X)59$1.3M$22K
Zone not recorded493$1.5M$3K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Stream, river or lake overflow68442%
Accumulation of rainfall or snowmelt45828%
Tidal water overflow (storm surge)36022%
Other causes1187%
Alluvial fan overflow50%
Erosion (pre-1995 code)10%

Flood claims by ZIP code in Catahoula Parish

20 ZIP codes in Catahoula Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Catahoula Parish.

713431,057$9.6M65%362025
71340178$1.6M11%132025
71368100$822K6%142013
88$137K5%41991
7134482$303K5%82019
7142549$524K3%112016
7132828$1.2M2%92025
7141811$161K1%32016
713639$56K1%61997
700007$87K0%52020
713604$20K0%32011
714013$26K0%22020
713662$1K0%11997
713262$17K0%11991
713342$84K0%22013
712591$7K0%11991
713161$5K0%11991
713481$32K0%11991
714681$12K0%12001
713771$10K0%11991

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Catahoula Parish flood?

May accounts for the most flood losses (784 claims, 48%). Claims by month of loss:

MonthClaimsShare
January21813%
February302%
March22214%
April16310%
May78448%
June684%
July211%
August121%
September392%
October121%
November161%
December423%

Year-by-year detail

Year of lossClaimsPaid
20253$94K
20243$20K
20211$16K
202025$1.1M
201951$1.4M
201823$807K
20171$8K
2016103$2.4M
20152$0
20136$196K
20121$14K
201155$662K
20102$13K
200917$157K
200851$836K
20052$4K
20031$0
20026$58K
200154$517K
199913$88K
19983$768
199758$592K
19953$20K
19949$24K
19936$14K
19921$0
1991572$4.1M
199031$168K
198921$93K
19878$55K
19841$5K
1983266$529K
198243$164K
198010$17K
1979174$566K
19781$6K

Neighboring parishes and counties

Catahoula Parish borders 6 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Catahoula Parish (this page)1,627$14.7M5%
Avoyelles Parish1,652$18.1M19%
Concordia Parish1,211$11.7M25%
Caldwell Parish490$5.3M8%
Franklin Parish320$5.4M33%
LaSalle Parish271$3.4M10%
Tensas Parish161$2.9M20%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Catahoula Parish

Has Catahoula Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2025-05-26, and claims were filed in 8 of the last 10 years (210 claims from 2016 to 2025). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 5% of Catahoula Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22025, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.