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Caddo Parish, LA flood insurance claims history

2,438 National Flood Insurance Program claims have been filed for flood losses in Caddo Parish since 1978, and FEMA has paid out $42.0M on them. The worst year was 1991 with 461 claims. Caddo Parish ranks #22 of 64 in Louisiana by claim count.

At a glance

  • 21% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 10% of all claims trace to a single event — Late winter severe storms (2016), which paid $10.5M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 67% of the 64 Louisiana parishes with any claims on file — and more than all 7 of its neighbors.
  • ZIP 71106 has the most claims in the county (370, 15%). Check your ZIP →
NFIP claims
2,438
1978 – 2026
Total paid
$42.0M
nominal dollars, not inflation-adjusted
Claims paid
80%
1,942 received a payment
Average payout
$22K
per paid claim
Last 10 years
139
claims 2017 – 2026
Most recent loss
2026-07-13
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 461 claims in 1991
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Caddo Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Flooding (FEMA general label)439$6.0M$14K1991
Late winter severe storms248$10.5M$42K2016
Flooding (FEMA general label)33$106K$3K1989
Spring storm25$790K$32K2015
Flooding (FEMA general label)22$56K$3K1980
Flooding (FEMA general label)19$75K$4K1985
Flooding (FEMA general label)13$20K$2K1987
2026-06-Arthur-TS10$287K$29K2026
Hurricane Katrina6$3K$4172005
Hurricane Rita5$2K$4042005
Flooding (FEMA general label)5$19K$4K1978
Mid-summer severe storms4$61K$15K2016

34% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 1,763 (72%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 476 (20%)Zone not recorded: 199 (8%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)1,763$32.6M$19K
Moderate / low-risk zones (B, C, X)476$7.9M$17K
Zone not recorded199$1.4M$7K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt1,57365%
Stream, river or lake overflow49120%
Tidal water overflow (storm surge)1838%
Other causes1356%
Not recorded452%
Alluvial fan overflow80%

Flood claims by ZIP code in Caddo Parish

30 ZIP codes in Caddo Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Caddo Parish.

71106370$6.1M15%412026
71105330$4.4M14%262026
71104330$4.3M14%332026
71118257$4.9M11%292023
71119180$4.3M7%212024
71108164$1.2M7%302025
71109159$1.7M7%302026
71107159$5.3M7%172026
71129142$1.3M6%192016
7104792$2.2M4%122025
7111568$1.3M3%182026
7103344$1.5M2%112024
7106132$773K1%112025
7110332$379K1%152013
7106028$967K1%82017
7110114$837K1%82023
710829$321K0%32019
711345$7K0%31985
710095$51K0%31991
700524$22K0%42021
711113$94K0%22001
2$4K0%21987
711022$8K0%22005
711381$10K0%11993
711621$10K0%11979
711371$00%12001
711491$00%11991
712111$6390%11988
710041$15K0%12016
710691$21K0%12016

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Caddo Parish flood?

April accounts for the most flood losses (741 claims, 30%). Claims by month of loss:

MonthClaimsShare
January693%
February432%
March30212%
April74130%
May59925%
June35014%
July442%
August301%
September231%
October1868%
November321%
December191%

Year-by-year detail

Year of lossClaimsPaid
202614$374K
202511$108K
202434$865K
202317$622K
20227$122K
202112$98K
20208$34K
201919$221K
20187$119K
201710$32K
2016265$10.7M
201565$1.4M
20149$3K
201315$87K
20126$16K
20117$31K
2009192$3.8M
2008344$8.6M
20078$41K
20061$4K
200514$90K
20047$65K
20032$564
20024$41K
200118$140K
200022$225K
1999180$3.0M
19985$1K
1997121$1.9M
199620$115K
19952$0
199412$96K
199392$858K
19924$5K
1991461$6.2M
199027$84K
198968$260K
19884$8K
198717$28K
198692$789K
198524$89K
19846$33K
198339$104K
198115$36K
198024$76K
197985$370K
197822$83K

Neighboring parishes and counties

Caddo Parish borders 7 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Caddo Parish (this page)2,438$42.0M21%
Bossier Parish1,107$26.1M18%
Harrison County, TX260$5.7M35%
Marion County, TX46$690K67%
De Soto Parish39$827K11%
Cass County, TX30$773K68%
Red River Parish16$382K31%
Panola County, TX7$67K100%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Caddo Parish

Has Caddo Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-07-13, and claims were filed in 10 of the last 10 years (139 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 21% of Caddo Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22017, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.